You have just finished a financial training course. Youve learned to distinguish business finances from your personal expenses. From the training, you have acquired the skills to record, organize and monitor your daily spending. For all intents and purposes, you are now as ready as youll ever be to control and manage your finances quite successfully. Never forget though, that learning about it is different from practicing it. Everything you have learned will not matter one …
Talk The Finance Talk Before Walking The Commitment Walk
Its easy to get swept up in the romance of the holidays and the joy of being with the one you love. For all those couples who will become engaged during this season and even through early next year, theres more to consider about making a lifetime commitment than ring sizes and wedding details. To set yourselves up for a lifetime of success, you need financial guidance to prepare you for financial issues youll face during marriage.
Standard Variable Rate Mortgages
Following the increase in interest rates on 5 July by 0.25% it is widely expected that most lenders will increase their standard variable mortgage rate by at least the same amount and indeed some have already done so. But what is a standard variable rate (svr) and how does it affect you?
Stock Trading As A Business
Theres a huge myth out there that stock trading isnt a business. Some even go as far as to call day trading no different than gambling. While this can be true in some instances, stock trading done well is just like any other business. The reverse is true as well: To be successful in stock trading, one must follow sound business principles.
Setting Your Internal Clock For Financial Success
Here we are on a new year ALREADY? Will someone please tell me what happened to 2006? As I get older it seems to me that life really kicks into high gear and I become awash in activity and things-to-do without really even trying. So, whats a person to do? Simple. Learn to set your internal clock! This is an easy exercise that Ive been using for years to guide me on what needs to be done and when.
Pros And Cons Of Plastic Cards
Living without credit cards today is a very brave thing to do. You need them for everything from checking into a hotel room to shopping on line and everything inbetween. With the cards comes the temptation, and with the temptation comes high interest rates and charges that add up so fast. Fortunately there are alternatives: the debit card and the bopo card. They both use your own cash, but in different ways.
Real Estate Investing For Your Retirement
Are you going to be able to retire? And if you do, will you be in a position to enjoy your life, pay medical bills and maintain an acceptable level of health?
Red Flags To Avoid When Selecting Stock
Every stock selection system has its own take on how to select a profitable stock. Each system has ways of limiting loss and hopefully maximizing gains. Unfortunately, even with all the educational material available to the stock investor, it seems most are still picking poor stock and losing money. Here are several red flags to pay attention to when selecting stock, to avoid investing in losing propositions.
Refinancing Your Mortgage Or A Home Equity Loan – Which Is Better?
When it comes time to get the money you need to renovate your home, you have some choices to make concerning the financing of it. Both ways, either refinancing your first mortgage, or a home equity loan, will give you access to your equity. After that, though, a number of differences will clearly stand out. Here is what you need to know about these differences so you can intelligently choose the best one for your needs.
One Simple Day Trading Secret
To be successful in day trading, one must be able to spot up and down patterns quickly in stocks theyre watching But one question remains. What stocks should I be watching? Once youve mastered this one technique, youll be a mile ahead of other day traders not using this technique.
Online Stock Trading, The Essentials
The internet opened up online stock trading in the mid ’90s with E-Trade and Ameritrade, and most of the small investor friendly brokerage houses eventually followed suit with a similar service. This allowed a lot of smaller investors to get into active stock trading low cost accounts let investors with only a few hundred dollars get into the market.
Pay Now Or Later – Debit vs. Credit
Which is better, debit or credit? Can’t decide if you should shop with a debit or credit card? This article will discuss some of the similarities and differences between shopping with a debit card versus shopping with a credit card.