The primary difference between a bad credit mortgage and a normal mortgage is that a bad credit mortgage is typically given to people who have a history of bad credit. Many people end up with bad credit due to bankruptcy, not making loan payments, or other issues.
If you apply for a credit card or a loan and the company turns you down, they must send you a written notice within 30 days.
Potential home buyers are often told to “check your credit score” before applying for a mortgage. That’s a great idea, but many buyers don’t realize that not all scores are the same. What they should be checking is their FICO credit score.
This article describes how balance transfer credit cards can help consumers wipe away debt.
Do you have a small business? Do you regularly purchase office supplies, and have financial software that manages your financial records? Do you sometimes charge your business expenses to your personal credit cards?
So, you have decided you need a credit card. However, you must remember that not all credit cards are created equally. Your friend’s credit card doesn’t mean that it is also the best for you. Before going to this bank and get its credit card, you must consider the several factors that you should take into consideration when deciding which credit card you want to get.
Some of those factors include:
o Interest rate. When you are the type of person that pays off your bala…
When you pay your credit card bills, your loan balance, or your medical bills, this information is recorded and sent to credit reporting agencies, or credit bureaus. It is their job to keep track of your credit history and other information about your life, such as where you have lived, where you work, your marital status, and any legal action taken against you
Strangely, lenders trust people who have been in debt and paid it back more than people who have never had any debt. Although it may seem hard to get a card if you have not gotten one before, there are some ways to get a credit card.
Identity theft is on the rise throughout the United States, but that doesn’t mean it has to happen to you. Take a few diligent precautions and your chances of never becoming a victim increase dramatically.
Some of the things that you should know about airline miles credit cards may be a little surprising and they may not be to you. One thing that you should know about the airline miles credit cards is that you are going to more than likely need to pay an annual fee to receive the airline miles credit cards.
One way to save money on your credit card bill is to not take the payment protection insurance, this is a waste of money and the only one who will benefit from this is the credit card company.
Credit card rates have always been an issue in applying for a credit card. These rates are what everyone should know before choosing a credit company from another. Shopping around for the best rates will give you the best deal.
For you to own a credit card, you should first know what are credit card rates? What is an APR? What are the different kinds of rates?
Credit card rates are used to measure the interest of your credit card. It is used to know how much you would…