Many Americans today don’t have a savings account or emergency fund. I heard on the news recently that the Commerce Department reported that Americans spend all the money they have and personal savings rates have reached the lowest level since the Great Depression.
What Is The Cost Of Declaring Bankruptcy And Are There Any Other Options?
A lot of people are running into financial difficulty these days – especially with a lot of major corporations going through layoffs and buyouts. What this means is that a lot of people find themselves suddenly unemployed and it may take some time to get another good paying job. When financial difficulties come, and they stay around for awhile, the thought of declaring bankruptcy will come into some people’s minds – especially when the debt starts getting out of hand, with no…
What Is Your Trading System
Stock Trading Systems – The Lexicon
What You Need To Manage Your Money
With record bankruptcies, mortgage foreclosures and prices skyrocketing, it’s more important now than ever before to properly and effectively manage your personal finances.
Where Is Your Money Going?
I have become more concerned lately with where my money is going. Who is benefiting from the money that God has blessed my family with? When I purchase an item, or invest in a company, is the Kingdom being advanced?
Wave Goodbye To Uncle Sams Taxes
There exists an incredibly powerful wealth-building strategy that has been around since 1921, and is still used by the country’s most savvy real estate investors. Remarkably, the IRS made this tax deferral possible.
We Should All Be Grateful To Day Traders
Day traders play an essential and often uppreciated role in our economy. And do not most things and events in life come back to the subject of money . Day traders allow the stock market to put a price on the companies that are a constant, vital part of our lives. We know these companies. As they touch our lives in many ways. They build our homes, produce our food, make our clothing and build our cars. They broadcast our TV show we watch and pipe the internet as well as tele…
Transferring Credit Card Debt May Be Hazardous To Your Financial Health
Credit card companies now make it so easy to transfer one credit card balance to another. We get so bombarded with all the advertisements for balance transfers it’s hard to decide what company to do business with.
Typical Mistakes People Make Concerning Their Finances And How To Avoid Them
In our day of easy access to credit cards, loans, and so many things that you must have, it is almost no wonder that so many are getting themselves into financial trouble. Everywhere we turn we face some ad that tells us we cannot live happy unless we have such and such a product. The demands are frequent that tell us we just have to have the latest or the best, but do we really have to have it? Could this be the reason for the financial troubles that so many are experiencing…
Understanding Credit Scoring
Your credit score is one of the most critical factors in your financial life. It determines if you will be approved for a loan or line of credit. A credit score is a mathematically calculated number developed by the Fair Isaac Corporation (FICO) that lenders use to rate potential customers in determining the likelihood that a customer will pay his or her bills on time.
The Importance Of A Financial Plan – Choosing An ” Advisor “
Do you know how much money you need to save to meet your retirement goals? Have you started to save for your childrens post-secondary education and college? Will your family be able to maintain the lifestyle that you have established and created in the event of death or disability? These are just a few of the many issues that can be addresses in a business plan.
Stock Trading With Under $1000
The biggest obstacle for many people getting started investing is they just dont have the money to get started with. Fortunately, with the advent and progress of online trading, stock trading has been opened to almost anybody, including those with very limited funds.