There are many companies providing life insurance services; you can get most of the information you need from insurance brokers, financial advisers who work for insurance companies, employees of insurance companies, and other sources. Much of the information you receive, however, will be in general terms or will focus more on sales talk aimed at getting you to purchase life insurance from the person you are talking to.
Stocks, Bonds, & Mutual Funds
When it comes to investing your money for retirement, mutual funds are, more times than not, the way to go. If you have read a number of personal finance articles, you might notice that writers continually talk about these funds. Still, they often fail to explain the basic premise behind mutual funds; so many investors have a limited idea of what they are.
Taking The Time You Need To Achieve Financial Success
You have just finished a financial training course. Youve learned to distinguish business finances from your personal expenses. From the training, you have acquired the skills to record, organize and monitor your daily spending. For all intents and purposes, you are now as ready as youll ever be to control and manage your finances quite successfully. Never forget though, that learning about it is different from practicing it. Everything you have learned will not matter one …
Should I Pay Myself First?
Yes you certainly should! There are no if and or buts in response to this question. You really should pay yourself first. Remember you are the most important person to be paid. Thats right! Youve worked hard for your paycheck and your name is on it. So, make sure before you start paying your bills or whom ever else youre trying to pay, start with yours truly first. You say to yourself, I have lots of obligations, so I cant pay myself first. Dont say you cant just do! Y…
Is Your Out Of Control Spending Eating Your Money?
Are you getting past due notices on bills you thought you paid? Did you try to take money out of your bank account and you found out its overdrawn? Or, did you try to pay for your groceries and found out that your check was rejected and you cant pay for your groceries for your family? Or maybe, you went to your favorite retail store to purchase an item you thought you could not live without and attempted to charge it to your credit card and you were told your purchase is de…
Employee Stock Options: What You Need To Know
Stock options are the most well-known form of long-term compensation motivations for executives in leading companies. Because of this, stock options are currently being provided to a lot of employees in many companies. Here are some things you need to know about stock options.
Are You Scared Of Your Checkbook Register?
Youre probably wondering how could I be scared of my checkbook register! What does this really mean? Well, if you avoid posting checks, debit withdrawals or balancing your checkbook at any and all costs because other things seem more important to you, then you may have a fear of your own checkbook. You really dont want to know what your balance is and youre scared that if you find out youll really know how much money you actually have. You know eventually youll need to f…
Cash Is King
Cash Is King is the basic principle of using cash instead of debit/credit cards whenever possible
In Debt Over Your Head? These 5 Simple Steps Will Help
Debt has reached epic proportions in our society. Whether you’re rich, poor or in between, you probably have enough debt to make you feel like giving up on your dreams of financial independence and living the comfortable life. There is a way out of this situation. The five simple steps to make this happen are listed below.
How To Protect Yourself From Identity Theft
Identity Theft is a real and growing problem. So what is identity theft exactly? Basically, identity theft is when someone uses your social security number, your bank credit card number, your driver’s license number or any other form of identity without your knowledge or permission.
Credit Repair – Blueprint Part 1
Repairing your own credit is one of the best ways to get the job done right. First you will need to a copy of your credit report and credit score from each of the main credit bureaus. Once you know the damage, it’s time to devise a game plan to remove negative items and begin building new credit.
Online Credit Card Application: Are They Good Or Bad
Many credit cards are offered in the market today thus, making companies more aggressive in advertising and marketing their card services. These companies (e.g. banks, department stores, specialty stores, airlines, hotels, etc.) have found a powerful tool in catching the attention of prospective card holders: online credit card application. What advantage/s does online credit card application offer?