The Drawbacks of Canceling Military Retirement Reform Act of 1986
Retirement Planning And Why It’s Dumb
Know what? just this morning, before I popped open my laptop, a heretical thought crossed my head.
Why Real Estate Investing Is A Process
One thing that many people do not realize is that learning to invest in real estate is a process. They don’t realize that because they often only see the end result a prosperous person with a Midas Touch, or a person who always finds themselves in an avalanche of great deals. They think the person is simply lucky.
Do You Have Enough Hobbies To Ensure An Enjoyable Retirement?
Even if youve been saving your money since you were in grade school, that may not be enough to have an enjoyable retirement. Of course having enough money put away is the number one factor as to whether or not youll maintain your desired lifestyle once you stop working. But dont overlook the small stuff. Does sitting in front of the TV sound like a fulfilling way to live, day in and day out? Youll need something engaging to do with your free time and remember you will pro…
Winning Or Losing The Financial And Retirement Race
Mr. Lamoreaux is a knowledgeable estate planner with more than 35 years of experience in the financial field. He offers his wisdom in a simple manner that lay people can easily understand. As more and more Americans begin to look toward retirement they realize they must have a plan.
What Is A Ira?
What is a IRA?
When Should An Employee Choose A 401K Rollover And Why
An employee should select a 401k rollover if he wants to refrain from having to look after and manage multiple 401k accounts and also pay extra in terms of the account charges towards administration of all those accounts. In this way, the account owner can continue to achieve decades of tax-deferred compounding that his invested funds earn in a 401k account. A major advantage of a 401k-retirement plan is that the employee has an option to retain it throughout his career. When…
Term Versus Permanent Life Insurance- Whats Right For You?
Almost everyone needs life insurance. Whether its to pay off debts, ensure the family income and standard of living, make sure college can be paid for, leave a bequest to charity, provide liquidity for a business or real estate, or hedge against the return of estate taxes. Most of our clients need at least some life insurance. At the same time, two people who are outwardly similar may have very different needs, cash flows, risk tolerances, and so forth. For many people, the …
Retirment Coming? Don’t Fall Off That Three-Legged Stool
For much of the world, retirement can seem like a long ways away. Most of us have a feeling that things will just work themselves out. The reality is, you have to take care of yourself and your family and that no one else is going to do it for you.
Real Estate Investing For Your Retirement
Are you going to be able to retire? And if you do, will you be in a position to enjoy your life, pay medical bills and maintain an acceptable level of health?
How To Eliminate Capital Gains Tax
The Capital Gains Elimination Trust is better known as a Charitable Remainder Trust. How this works is one would deposit highly appreciated assets into the CGET. The trust sells the assets and pays no capital gains tax. You then get to withdraw an income each year from the trust. The withdrawal can be earnings and principal.
How Are SEP IRAs Established To Save For Retirement
A Simplified Employee Pension (SEP) plan is established when an employer adopts a SEP agreement and has a minimum number of employees working in the organization who qualify for owning a SEP-IRA account. The qualification criteria for an employee to become eligible for the employers SEP-IRA plan include: