I have never thought it a good to use plastic to shop online or make money transfers. Call me old fashioned, but I still prefer to pay by cash.
Prepaid Debit Cards: Your First Step Toward Better Credit
If youre having trouble getting approved for a credit card, a prepaid debit card may be just what you need. Unlike many regular credit cards, prepaid debit cards do not perform a credit check when you apply. So if youve had trouble with credit or have no credit, youll still be approved for a prepaid debit card. And these cards come with other benefits as well. A prepaid credit card can be the first step down the path to better credit.
Pay Now Or Later – Debit vs. Credit
Which is better, debit or credit? Can’t decide if you should shop with a debit or credit card? This article will discuss some of the similarities and differences between shopping with a debit card versus shopping with a credit card.
Good Debt vs. Bad Debt
Many of you may be saying what is good debt and what is bad debt? Well let’s start with debt. According to Webster’s dictionary, debt is “something that is owed or that one is bound to pay to or perform for another or a liability or obligation to pay or render something.”
Book Review Of How To Get Out Of Debt By Harrine Freeman
Walk into any bookstore and I will bet my last dollar that there is a whole shelf of books aimed at teaching the reader the fundamentals of becoming a millionaire in 10 easy steps!
7 Ways To Ensure You’re Paying The Right Creditor
Many consumers do not know that once a delinquent account is reported to a collection agency a consumer has a short amount of time to pay the bill. This is because collection accounts are put on a nationwide registry and each collection agency in the country gets notified of a collection account. However, only one collection agency has a legal right to collect money on a delinquent account.
Debit & ATM Cards
The following article covers the liabilities of fraudulent activities for credit cards, ATM cards and debit cards.
Credit and Debit Cards: Choosing Dilemma
Whenever you wish to get the card you have to make a selection. Debit and credit cards strongly vary and have almost only external similarity. Read about pro et contra of both types in order to select the right one.
Debit Cards: The Good and the Bad
Even if you write the check while waiting in line, it will take you forever to pay by check in most stores.
Rewards Cards: Redeem Your Points!
A rewards card can provide to you, the cardholder, an opportunity to make your credit card work for you instead of against you. My rewards card redemption catalog came in the mail last week and I have been thumbing through it in search of items that I want to redeem. The pickings are terrific and I am glad to have selected this particular card. How about you? Do you have a rewards card; if not, why not?
Credit Bureaus Adopt New Credit Scoring System
The three major consumer credit bureaus in the U.S. have recently created a new credit scoring system that will give financial institutions a more consistent evaluation of the credit worthiness of applicants.
The three agencies — Equifax, Experian and Transunion — have introduced the new system called “VantageScore”. The new scoring system will be used immediately for reporting to banks, lenders, and credit card companies, and will be available to consumers later in the …