Credit scores can be destroyed by simple credit inquiries. Discover this valuable secret to help you keep your credit score from plummeting. Once you discover this little known technique you’ll never look at credit the same way again. By Thomas Rendleman
Secret Credit Reporting Agencies Exposed
This article however isnt about the big three as they are now called. It is about the CRAs you have never heard of which means you dont know they exist. If you dont know they exist, you dont know their potential danger to your personal financial health.
Free Annual Credit Report. Why You Must Get Yours.
New laws are state that you must receive a free annual credit report. It is very important that you get your free anual credit report now. Credit scores effect so much things in your life. Your job, income and even relationships.
Free Credit Reports For You
The federal Fair Credit Reporting Act has been amended to allow consumers to access for free on an annual basis copies of their credit reports. Take advantage of this new law today and find out what creditors are saying about you!
Free Credit Reports: Get Yours Today!
Have you received free copies of your credit reports yet? Or, did you pay for them? Watch out as the FTC has authorized only one web site, one phone number, and one mailing address to provide copies of your free credit report to you.
How Credit Works
In order to acquire and maintain access to credit, one must have a working understanding of how credit works – namely, how credit scores are established and tracked by the three major credit bureaus.
How Do Secured Credit Cards Work?
In today’s society, having a credit card is no longer a luxury, it’s a necessity. You need a credit card in order to rent a car, book a hotel room, or in the most extreme cases, to rent a movie from the local video store.
How To Avoid Bad Credit
Because we live in a society that is dependent on credit, having credit that is bad can make life very difficult. Many high paying jobs won’t hire you. Lenders are unlikely to give you a mortgage.
How To Build A Solid Credit Rating From Scratch
Building a solid credit rating from scratch is not as difficult as one might think. The reality is that you can establish a decent Credit Score in as little as 3 months and have a solid rating around the 12 month mark. From that point, if you maintain proper borrowing habits, you can have an impeccable rating for the rest of your life.
How to Check Credit Reports
Businesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has his or her credit reports examined by someone about once every other month.
3 Free Credit Reports For You
If you were to tell someone that they can have a certain item for free, more than likely their response would be, whats the catch? In the case of credit reports there is no catch, you can now get a free copy of this report through the three credit reporting agencies: Equifax, TransUnions, and Experian. Lets take a look at the law and how you can benefit from it.
Submitting Websites to Directories
Paying for your directory submission can be a waste of money. You can get just as good a result from submitting to free directories. Personally, I wouldn’t recommend you pay for what you can get free elsewhere.