It is often said that the most important possession a person is their reputation and good name. Your credit rating is attached to your name and follows you wherever you go in North America be it New York, Chicago, Edmonton Alberta or Vancouver Canada. A credit rating is like a mirror- wonderful to look at when clear, but not very helpful of useful is damaged or sullied.
Earn Your Free Holidays With American Express Air Miles Credit Card
Frequent flyer programs have come a long way since American Airlines introduced these in 1981. Since then, the concept of frequent flyer programs has been embraced by others and is no longer the exclusive domain of airline companies. One of the credit card companies that embraced this type of reward scheme is American Express. Many of their products, such as the American Express AIR MILES credit card, now include the ability to earn miles.
Discover How To Choose The Best Possible Credit Card For You
Have you ever started to buy something, only to discover you don’t have a single dollar in your wallet? If so, you are probably a part of the growing majority of Americans – people who pay for just about everything with credit cards. From hair cuts to fast food to major appliances, more and more Americans are using credit cards to pay the bills. However, unlike money, where a dollar is a dollar, credit cards are not created equal. There are many different credit cards and the…
Canadian Federal Employees Use Free American Express Air Miles Credit Card
Being a Canadian federal employee entitles you to a lot of benefits, some of which are rather unexpected. One of these benefits is the American Express AIR MILES credit card. When you are employed by the Canadian federal government, you are immediately issued with an American Express AIR MILES credit card which you are supposed to use for all your travel when you are on government business. Issuance of this credit card to you on behalf of the Canadian government will not in a…
WHY THE FINANCIAL NEWS MEDIA CAN COST YOU MONEY!
Listining to the Financial News Media is Like Listening to the Pied Piper!
What is Interest?
Unless you have a degree in finance, you probably don’t know all that you need to know in order to be an informed, responsible credit card user. Now you don’t need to be a finance expert to comprehend the basics covered in this article, but after reading it, you might feel like one the next time the subject comes up with your co-workers, friends, or family.
Young Adult Credit
Don’t let common mistakes like adding your child as an authorized user or a co-applicant harm his or her future credit. Imagine what a shock it would be if she attempted to buy a car or pass a credit check for an apartment, and she found out that the credit card she’d been making payments to for years isn’t on her credit report.
Never Use Payday Loans
In the past several years, payday loan stores have been popping up all over the country. With names like “Check Into Cash,” “The Cash Store,” and “EZ Money,” they offer unsophisticated consumers the promise of quick, easy cash with few questions asked. But at what price?
College Student Credit
For many people, credit is a Catch-22: They can’t get approved for credit because they don’t have a credit history, but they can’t build a credit history without first being approved for credit. Luckily for them, college students don’t tend to have this problem. Credit card companies view them as low risk, at least compared to other young people with no credit, and so they’re willing to give them a first chance.
Credit Cards – Can You Live Without Them?
In 2007, having a credit card is no longer a luxury or even a convenience – it’s a necessity. You can’t rent a car, check into a motel, or order online without a credit card.
Credit Repair and History
Although credit cards may be what land the most people in credit trouble, they’re also the best tool for credit repair. If you find yourself faced with mounting debts and worsening credit, the most important things you can do are always paying your minimum credit card bills, and not exceeding your card’s credit limit.
What the Heck is The Larry Rule ?
Larry Lindsey is probably not a name that you know, but he is an important figure in the history of personal finance. Currently, Mr. Lindsey is President Bush’s chief domestic economic advisor. Prior to that, he was a Federal Reserve Board Governor. But neither of these distinctions are what make Larry Lindsey significant. Instead, it was a little incident at Toys ‘R Us that gave birth to “The Larry Rule.”