I have lived in Jefferson Parish, Orleans Parish and St. Bernard Parish Louisiana but anytime I’m more than fifty miles away from home I simply say I’m from New Orleans. People understand that. After hurricane Katrina they will understand it much more. What they may not understand is exactly what happened there before, during and after the visitation of Katrina.
The Latest Fad Called Payday Loans
Payday loans are fast becoming all the rage. As the world of personal finance continues to grow, newer and newer types of loans come to the forefront. One could say that it has become fashionable to avail of more and more loans. These days, most of us turn to loans when we want to fund our college expenses. We look to loans to help us when we are buying yet another car. And the mortgage is our best friend when it comes to purchasing a house. Loans are the fuel that is propell…
How To Use A Credit Card To Help Repair Your Credit
Getting into a state of bad credit is never fun. It does not, however, mean that your fun is entirely over. There may be some rather simple things that you can do about it. One of these is to get another credit card. Not just any credit card, but one that will help you to repair your credit. Here are some things you need to know about it.
Five Things To Avoid With Debt Consolidation
When you start getting behind in those bills, and the collectors start calling, you begin to feel the pressure from being in debt. Certainly no one enjoys it, but the good thing to know is that there is often something you can do about it. If you are looking for debt consolidation, then here are a few tips to help you make the right decisions – and avoid bad choices.
What is Interest?
Unless you have a degree in finance, you probably don’t know all that you need to know in order to be an informed, responsible credit card user. Now you don’t need to be a finance expert to comprehend the basics covered in this article, but after reading it, you might feel like one the next time the subject comes up with your co-workers, friends, or family.
Young Adult Credit
Don’t let common mistakes like adding your child as an authorized user or a co-applicant harm his or her future credit. Imagine what a shock it would be if she attempted to buy a car or pass a credit check for an apartment, and she found out that the credit card she’d been making payments to for years isn’t on her credit report.
Never Use Payday Loans
In the past several years, payday loan stores have been popping up all over the country. With names like “Check Into Cash,” “The Cash Store,” and “EZ Money,” they offer unsophisticated consumers the promise of quick, easy cash with few questions asked. But at what price?
College Student Credit
For many people, credit is a Catch-22: They can’t get approved for credit because they don’t have a credit history, but they can’t build a credit history without first being approved for credit. Luckily for them, college students don’t tend to have this problem. Credit card companies view them as low risk, at least compared to other young people with no credit, and so they’re willing to give them a first chance.
Credit Cards – Can You Live Without Them?
In 2007, having a credit card is no longer a luxury or even a convenience – it’s a necessity. You can’t rent a car, check into a motel, or order online without a credit card.
Credit Repair and History
Although credit cards may be what land the most people in credit trouble, they’re also the best tool for credit repair. If you find yourself faced with mounting debts and worsening credit, the most important things you can do are always paying your minimum credit card bills, and not exceeding your card’s credit limit.
What the Heck is The Larry Rule ?
Larry Lindsey is probably not a name that you know, but he is an important figure in the history of personal finance. Currently, Mr. Lindsey is President Bush’s chief domestic economic advisor. Prior to that, he was a Federal Reserve Board Governor. But neither of these distinctions are what make Larry Lindsey significant. Instead, it was a little incident at Toys ‘R Us that gave birth to “The Larry Rule.”
How To Repair Your Credit
If you have less than perfect credit, you are probably attracted to the many commercials on TV which promise credit repair and debt consolidation. While there are many things companies can do to help you fix your credit, there are a number of things you can do yourself to get back on your feet.