Building a solid credit rating from scratch is not as difficult as one might think. The reality is that you can establish a decent Credit Score in as little as 3 months and have a solid rating around the 12 month mark. From that point, if you maintain proper borrowing habits, you can have an impeccable rating for the rest of your life.
How to Check Credit Reports
Businesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has his or her credit reports examined by someone about once every other month.
Does Your Child Know What a Credit Card Is?
In a country of mass credit card debt, teaching children how to use plastic money is a task of key importance. Are your children ready for adult life full of credit card transactions or do they still believe credit card is a magic tool for getting free money? Learn how to start credit card and finance education of your kids.
Credit card minimums not doubling, but might still hurt
Regulators are pressuring credit card companies to require cardholders to payoff more debt each month.
Submitting Websites to Directories
Paying for your directory submission can be a waste of money. You can get just as good a result from submitting to free directories. Personally, I wouldn’t recommend you pay for what you can get free elsewhere.
Credit – Over the Limit
redit cards are wonderful tools, but they come with serious responsibilities. You should be using a credit card to your advantage – whether that means getting an interest-free loan every month by paying your balance off in full, or just the simple security and satisfaction that having extra buying power at your fingertips can bring.