If you have ever been asked by your wife, husband, child or friend to have someone else as an authorised signatory to you, i.e. a supplemental signatory, on your credit card account you no doubt gave the following some serious thought. We discuss the reasons why both persons should have a credit card in their own name.
You Are Your Credit Score’s Worst Enemy
When applying for loans, credit cards, or even trying to lease a new apartment your credit score is the major determinant of how well you will fair. Ironically very few people know what their credit score is and are not aware of the fact that they may be doing various things to hurt their credit score. If a high credit score is important to you, and it should be, beware of the following things to keep your credit score in check.
Have you ever had one of those months where …
The Credit Card Application: A First Step Toward Credit
On most days I love my work as a financial advisor to my wide variety of clients. I love helping people take a serious look at their financial situation and helping them make wise financial decisions. I get frustrated, however, when my clients “put the buggy before the horse” so to speak and start worrying about things like credit problems before they have even applied for credit. I have had countless conversations about the importance of filling out a credit card application…
Things to Watch out For When Applying for a Credit Card
It would be nice to think that all credit card issuers are fair and just, however, such is not the case. Not all credit cards are the same, nor are those that issue them. Many try to take advantage of of an unsuspecting public. Below are a few pointers to look out for when applying for a credit card.
Pre-Approved Credit Cards Advantage Or Evil?
Every one who has a mailbox is used to receiving tons of letters from banks that promise preapproval for fancy
Making An Instant Online Credit Card Application
When we apply online for a credit card many of us are conscious of the security risks involved in offering our personal details over the internet. So just how safe is it to make that instant online credit card application?
Credit Card Vs. Debit Card – What Are The Main Differences?
With our electronical cards fortunately the days of the mad rush and long queues to get cash from the bank before weekends are long gone. We now enjoy the convenience of using a nearby automatic teller machine (ATM) or you can even get cash back at your local grocery, hardware or convenience store.
Does Your Child Know What a Credit Card Is?
In a country of mass credit card debt, teaching children how to use plastic money is a task of key importance. Are your children ready for adult life full of credit card transactions or do they still believe credit card is a magic tool for getting free money? Learn how to start credit card and finance education of your kids.
Credit cards add that bit of security in your life
Credit cards do add a bit of extra punch to your life. Nowadays you can apply for zero interest credit cards and pay all your bills and expenses with the card and then pay back within the stipulated time frame and pay no interest too.
Being Instantly Approved: What Does It Take?
The most popular questions about instant approval cards are being answered: read and make sure if you really need a plastic with fast approval.
Cherish Your Credit Card
Does your spouse or partner ever complain about you spending too much money? Or perhaps you have more shoes, clothes or cosmetics than you could possibly ever wear? Maybe you have to own every new gadget before everyone else in your neighbourhood? If you answered yes to any of the above questions, you may well be an impulse spender and guilty of indulging yourself in a dangerous form of retail therapy…
7 FAQs When You Apply for a Credit Card
There are so many credit cards out there to choose from that deciding which one to get can feel really daunting. What makes one offer better than the hundreds of others youve seen? Here are top 7 FAQs to finding the right credit card.