I’ve been involved with home loans and refinancing for several years now: As I use to work for a large mortgage firm and as a landlord of over 11 properties, and I’ve tried nearly all the major online loan companies…
Home Loan Basics
If youre getting ready to apply for your first home loan, youre going to need to understand the home loan basics.
Five Ways Consolidating Student Loans Can Save You Money
The total amount of household debt in the US last year was more than 100% of disposable income. Rising education costs have created a vicious cycle for today’s graduating students. The average college student carries a whopping 6 credit cards with a total balance over $2100. Consolidating your student loans can help to save you money.
Understanding Fixed Income Securities: Expectations
Wall Street pumps out products and Investment Experts rationalize strategies that cloud the simple rules governing the behavior of what should be an investors retirement blankie. The investment gods have spoken: The market price of Fixed Income Securities shall vary inversely with Interest Rates, both actual and anticipated and it is good.
7 Tips for Establishing Qualifying Credit for Home Equity & Mortgage Loans
According to Experian, a credit score is a number lenders use to help them decide: “If I give this person a loan or credit card, how likely is it I will get paid back on time?” The information from your credit reports is used to create your credit score. Your credit score will always be a key ingredient for low interest rates when qualifying for a mortgage or home equity loan.
Income Investing: Selecting the Right Stuff
When is 3 percent better than 6 percent? Higher Interest Rates are good for investors, even better than lower rates. Selecting the right securities to take advantage of the interest rate cycle is not particularly difficult, but it does require a change in focus.
Why You Should Consider Trading Futures
One of the least understood financial markets is the one for futures. That is in part a function of the fact that for many years it has been referred to as commodity futures, which has no doubt turned many would-be traders away, folks who dont have any interest in things like Pork Bellies and Frozen Concentrated Orange Juice (to include a few from the popular Trading Places film). The other factor is the perceived complexity of the futures market. The fact of the matter, t…
Young Adult Credit
Don’t let common mistakes like adding your child as an authorized user or a co-applicant harm his or her future credit. Imagine what a shock it would be if she attempted to buy a car or pass a credit check for an apartment, and she found out that the credit card she’d been making payments to for years isn’t on her credit report.
Tips on How to Consolidate Bills
Tips on How to Consolidate Bills
What is Interest?
Unless you have a degree in finance, you probably don’t know all that you need to know in order to be an informed, responsible credit card user. Now you don’t need to be a finance expert to comprehend the basics covered in this article, but after reading it, you might feel like one the next time the subject comes up with your co-workers, friends, or family.
What Will You Do With Your Credit Card Debt? Credit Card Debt Solutions
Many Americans today are in serious credit card debt. What do we do? What options do we have to ensure a stable financial future? This article will outline several options consumers have when deciding how to eliminate their debt load.
What You Should Know About Interest Rates
For all people shop around for the best rate, there are few who have taken the time to sit down and add it all up. After all, why would you bother? The answer is that understanding just how interest rates work can help you see how important small differences in rates and payment amounts can be.