How do credit cards affect your credit score? How much of a balance should you keep on your credit cards to keep a good score? Is paying my balance in full every month the right thing to do? This Article will answer these and other questions regarding credit cards and your credit score.
Credit Card Payment Strategies: Beat Credit Card Debt Nightmares That Keep People Awake At Night
A large percentage of the people are struggling to afford just the minimum payments on their credit cards. They are also concerned about due dates and an ever-increasing credit card debt balance. Here is how you can change your credit situation from an ongoing nightmare to a bad dream of the past.
Beware of Scams When Repairing Your Credit
If you are in bad credit situation and are anxious in looking for a solution to rebuild your credit, then you may be tempted to answer an ad from a scam who can promise you an entirely new credit identity. Don’t be their victims, learn the sign of scams and beware of them.
Building Business Credit, How Credit Cards Play The Key Role
Over 90% of business owners have never taking the time to build business credit. The reason why I have chosen to open this article with this statement is for two reasons. #1 to give comfort to those who have not taken the time to establish business. From this statement you can see that you are not alone. #2 To help ones understand that if they take this seriously, and take the time and energy to establish business credit, any one can, then they will enter the elite small grou…
Build a Credit Strategy
If you are trying to build your credit there are a lot of strategies we can look at to help you get started. If you do not have credit, bad credit or good credit, building credit is imperative because no matter what your situation, you do not want to go down.
Building Credit Strategies
If you dont have any credit at all, you will want to begin somewhere. One method for building credit is to apply for a personal loan or a credit card and ask a family member or a friend to co-sign the loan application. Once you have opened an account, ensure you meet all monthly requirement because if you fail to make any payments at all your co-signer is responsible.
3 Things To Look For In A Credit Repair Company Online
If it’s been a while since you’ve looked at your credit report, you may be surprised to find errors, mistakes, or even a black mark or two. Fortunately, a Credit Repair Company can help you fix those mistakes and erase those black marks. Watch out for scammers, though, and choose a reputable Credit Repair Company with these tips:
Don’t pay anything up-front
Avoid a Credit Repair Company that wants you to hand over a fee or payment before they meet with you. Reputable co…
5 Common Credit Score Myths
5 common credit score myths along with the true facts
5 Things To Protect Your Credit Score This Holiday Season
Protect your good credit rating, or learn what to avoid to improve your credit with these 5 important tips to protecting your credit score.
5 Tips For Improving Your Credit Score
Is your credit score in the low 600’s? Do you know what your credit score really is?
Are You A Credit Risk? No? Are You Sure?
You may not find out how bad your credit really is until you apply for a mortgage. Then you will quickly realize that the low interest rates everybody raves about these days, the rates that are a big part of the rising prices of real estate across America, don’t apply to everyone. To be specific, they don’t apply to you! If you have bad credit, you are not going to receive the same low interest rates on your home loan that your neighbor with good credit will.
Why not, you …
Are You Ready For A New Credit Scoring System?
Provides information and tips on the new credit scoring system which will be used by creditors and the three major credit bureaus in addition to the FICO score currently used.
Bad Credit Credit Report Repair – Why Do It Yourself?
A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan. Insurance companies can use it to determine your rates or whether they will cover you at all. Employers can access it and use it as a factor in offering you a job or promotion. With that much significance placed on your credit report, it is absolutely essential that the information it contains paints you in a good light.
Repairing your credit yourself s…