If you are trying to build your credit there are a lot of strategies we can look at to help you get started. If you do not have credit, bad credit or good credit, building credit is imperative because no matter what your situation, you do not want to go down.
Building Credit Strategies
If you dont have any credit at all, you will want to begin somewhere. One method for building credit is to apply for a personal loan or a credit card and ask a family member or a friend to co-sign the loan application. Once you have opened an account, ensure you meet all monthly requirement because if you fail to make any payments at all your co-signer is responsible.