When searching for a personal loan its usually advisable to take the time to search for lenders, request loan quotes from them and compare their offers in order to decide which lender has the right loan for you.
This process however takes a lot of time and is very stressful, so if you are planning to search for a personal loan you might as well be prepared for what it takes.
Predatory Lending Through Loan Steering
Sometimes you can be a victim of predatory lending without even realizing it. Once such technique is called “loan steering” and you could be directed to a high priced loan that could cost you your house.
How To Get Approved For a Personal Loan With Bad Credit or No Credit
Lenders always take into account credit history when deciding whether to approve or decline a loan application.
Your credit history includes any county court judgment, defaults on loan payments, late payments, bankruptcies, loan requests, etc. all of which affect your credit negatively.
Home Equity Theft Through Contractors Still a Problem
A classic means of taking advantage of homeowners involves contractors who agree to provide financing. Watch out for this old scam that still works.
Home Loans: Back To The Basics
Basics of Home Loans
Three fundamental pieces of knowledge for obtaining and maintaining a home loan include the application, rates, and repayment habits.
Home Loan Application Process – Filling out home loan applications can be time consuming, and overly detailed. Before beginning, get yourself organized by finding all of the paperwork you will need to complete your application. Once you have everything located and in front of you, you’ll find the application process t…
Credit Repair From C to A Paper
If youve ever applied for a home loan with less than stellar credit, you know how much extra you have to pay. Even though it can take some time, credit repair is definitely worth pursuing.
5 Facts You Must Know When Applying For a Loan
General tips when applying for a mortgage, personal loan, refinance or consolidation. Don’t get tricked and read this article.
Tips For Getting Finance After Bankruptcy
If you have gone through bankruptcy you probably think that there are no chances of you getting finance again for many years. The truth is that bankruptcy is really a drawback when it comes to applying for a loan or credit card. However, if you follow these guidelines youll be able to improve your credit score and recover you ability to obtain finance.
What is Interest?
Unless you have a degree in finance, you probably don’t know all that you need to know in order to be an informed, responsible credit card user. Now you don’t need to be a finance expert to comprehend the basics covered in this article, but after reading it, you might feel like one the next time the subject comes up with your co-workers, friends, or family.
Young Adult Credit
Don’t let common mistakes like adding your child as an authorized user or a co-applicant harm his or her future credit. Imagine what a shock it would be if she attempted to buy a car or pass a credit check for an apartment, and she found out that the credit card she’d been making payments to for years isn’t on her credit report.
The Human Side: Debt Stress
In all the technical discussion you hear about credit card debt, the best ways to manage it and pay it off and all the rest, one thing goes largely ignored. Credit card debt is extremely stressful, and can have a very negative effect on your life, if you let it. Its as bad as an addiction, always hanging over you, bringing you down, making it hard to life your life the way you want to. In this article, well take a look at how you can recognise debt stress, and what you can …
Never Use Payday Loans
In the past several years, payday loan stores have been popping up all over the country. With names like “Check Into Cash,” “The Cash Store,” and “EZ Money,” they offer unsophisticated consumers the promise of quick, easy cash with few questions asked. But at what price?