All credit cards are no the same. If you are looking for a card, you would do well to compare the features and read the fine print in the agreements.
Credit After Bankruptcy – What To Expect
If you have recently filed bankruptcy, it won’t be long before you are starting to ask yourself, “Ok, now, what do I do when I need a loan? Where do I got to get approved? Can I get approved?” Here are some overall basics about getting any kind of credit after a bankruptcy.
2-3 Years after bankruptcy discharge is the magic number – Once you have filed bankruptcy, even the next day you can still get a car loan and possibly a mortgage loan. But, getting an unsecured loan lik…
Credit After Bankruptcy Getting Approved For A Mortgage
After a recent or past bankruptcy, most people want to get on the path toward establishing good credit. To accomplish this goal, some choose to purchase a home. While a new home purchase is a good way to rebuild credit and increase your credit score, purchasing a home after a recent bankruptcy may result in higher interest rates and fees.
Establishing Credit after Bankruptcy
A bankruptcy will remain on your credit report for seven to ten years. During this time, purchas…
Credit Cards From Oil Companies Are No Bargain
The interest rates charged by oil companies on their gasoline credit cards are much higher than those charged by bankcards. You should use those instead.
Bankruptcy
The legal provision of bankruptcy, though sometimes misused, is a progressive and often merciful process. By it, a hopelessly indebted individual can make an official declaration of financial inability and be free of obligation. This may be on a temporary or permanent basis, depending on the degree of insolvency.
Bankruptcy The Effects Of Bad Credit
There was a time when bankruptcy was probably the biggest stigma that could be attached to anyone in business. Thankfully those days are long gone. Today, bankruptcies are fast, efficient and frequent court procedures designed not as a punishment for the creditor, but as a means of drawing a line under un-payable debts and allowing everyone to move on. While most people would not exactly like to be made bankrupt, in most cases where it becomes necessary, it is seen as a welco…
Buying A Home After Bankruptcy – How To Improve Your Chances Of Getting Approved
After a recent bankruptcy, many people assume that purchasing a new home is impossible. No doubt a bankruptcy is extremely damaging to your credit history, and most lenders are not eager to loan you money or extend credit. However, there is good news for the millions of people who file bankruptcy each year. Contrary to popular opinion, homeownership after bankruptcy is very attainable.
Delay the Home Buying Process
Although it is possible to get approved for a home loan…
Can You Negotiate with Your Credit Card Company?
If you have more credit card debt than you can handle, it may be possible to negotiate a deal with your credit card company.
Car Loans After Bankruptcy – 3 Tips On Financing Your Car With Bad Credit
If you have recently filed bankruptcy, you may wonder if its possible to get auto financing again. There are more and more loan companies all the time that have new programs to help finance people with bad credit. An auto loan is easier to get financing for than a personal loan or an unsecured loan because the lender can use the car as collateral against the loan, in case the borrower ever defaults or doesn’t make the loan payments.
Here are some tips to help you when gett…
5 easy steps to Credit repairs
There is an unfortunate stroke of luck and you have engrossed yourself neck-deep in bad credit. Credit repair seems to be the need of the hour. You need a dolphin-jump to free yourself from the shackles of bankruptcy and you are out of ideas
Submitting Websites to Directories
Paying for your directory submission can be a waste of money. You can get just as good a result from submitting to free directories. Personally, I wouldn’t recommend you pay for what you can get free elsewhere.
Work At Home Scams Thrive on the Internet
Work at home scams, which promise employment but usually deliver nothing, are enjoying renewed success via the Internet.