One of the most common ways to get a penalty charge from your credit card company is if you fail to pay your credit card monthly statement on time.
Save Money With A Balance Transfer Credit Card
It is estimated that about a third of people fail to pay off their credit or store card balances in full every month, and therefore pay interest on the balance. If that applies to you, the chances are you could save money by applying for a new credit card which offers zero (or low) interest balance transfers.
The way this works is that you take out a new credit card offering such a deal and immediately ask them to pay off the debt on your old card. The balance on your old …
Save Money With A Credit Card Balance Transfer
This article describes how to save money with a credit card balance transfer.
Introduction to Credit Cards Terminology
Credit cards use difficult words that not confuse the buyer but it is also difficult to find a source from where we can decipher their meanings. In this article we have tried to cover some of the most basic credit card terminology for the first time users.
How Credit Works
In order to acquire and maintain access to credit, one must have a working understanding of how credit works – namely, how credit scores are established and tracked by the three major credit bureaus.
How Do Secured Credit Cards Work?
In today’s society, having a credit card is no longer a luxury, it’s a necessity. You need a credit card in order to rent a car, book a hotel room, or in the most extreme cases, to rent a movie from the local video store.
How to Check Credit Reports
Businesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has his or her credit reports examined by someone about once every other month.
How To Choose The Best Balance Transfer Credit Card
This article focuses on the needs that an individual may have for a balance transfer credit card, and the things they need to look for when choosing the best card for them.
Consolidating Credit Cards: How To Effectively Use Balance Transfers
The practice of transferring the balance of one credit card with a high interest rate to another credit card with a lower interest rate is a fairly common way to consolidate debt, but very few people know how to make effective balance transfers. The goal of balance transfers is very simple: to save money. If you are not, then you are probably not utilizing balance transfers effectively.
The following factors will determine how and when you should make balance transfers so …
Credit Card Balance Transfer – Do You Need One?
This article describes the various features and benefits of a credit card balance transfer.
Credit Card Balance Transfer How To Use It To Your Advantage
Trying to determine if a credit card balance transfer is for you can be difficult. There are some ways to use the balance transfer scenario to save money and this article shows you one of them.
Balance Transfers – Buyer Beware
This article describes the pitfals of balance transfers and how to avoid them.