If you have been turned down for a mortgage refinance, especially a cash out or debt consolidation refinance, because your lender says your credit score is under 500, there are a variety of new options and strategies available which can help you get the cash you need now to pay off your credit card debts, collection accounts, and other derogatory or poor credit accounts and improve your FICO credit score to the point where you can qualify for a low interest, fixed rate loan.
What you Need to Know about Consolidating Student Loans
Chances are if youve taken out student loans in order to finance your education you have been, or at least will be, receiving calls and offers in the mail to consolidate your student loans. There are actually numerous advantages to consolidating your student loans.
Tie Up Knot with Your Life Partner with Wedding Loans
Wedding loans are the specialized loan service which caters to the person, in need of money for marriage or wedding. The borrower can be the person; getting married or the parents of the couple.
Payday Loans Pull The Teeth Of The Loan Shark
The Loan Shark was a staple bad guy of the movies of the 1940’s and 1950’s. He was that shady guy with the nice clothes and fancy house that lived in the seedy side of town. And when you needed money fast, and the bank turned you down, there was only one other person who could help: the Loan Shark.
The Loan Shark was a criminal who made his money by preying on the poor. Perhaps they were out of work, about to be evicted, or needed the money for hospital bills. He would loa…
Loans for those with Bad Credit
If you have bad credit, you may be finding it increasingly difficult to get vital loans. While this is generally a sign that you should try to avoid further borrowing, there are certain circumstances in which it is just vital that you get credit
Get a Loan With a Poor Credit Rating
How do you go about obtaining a loan if you have a poor credit score? Is it even possible if you have declared bankruptcy? Well, the short answer is yes. It may be difficult however, so you should be ready to put up with a few rejections.
Debt Consolidation Loans The Benefits Of Consolidating Debts With A Loan
With the huge increases in consumer debt we have been seeing in the financial market during the past couple of years, it really is not surprising that more and more people are having to opt for debt consolidation loans. The reasons for this are quite simple; as the benefits of debt consolidation loans increase rapidly as you get further and further into debt. The most basic advantages of debt consolidations are that:
· You can reduce your monthly outgoings
· You can brin…
Bad Credit – Some Solutions
It sounds like a terrible diagnosis youve got a poor, bad or adverse credit score as far as a mortgage goes, surely now nobody would touch you with a bargepole?
Bad Credit Loans Calculating Your Interest Rate
There are a number of factors used by lenders that go into pricing the interest rates on a loan. These factors can broadly be broken down into two categories:
The product you are seeking
Your credit rating
In many cases, it is the nature of the credit you are seeking that will determining to a large extent the cost of that credit. Unsecured credit is more expensive than secured credit. This is because the risk taken on by the lender with unsecured credit is greater…
Bad Credit Personal Loans
Average personal debt in the UK has risen above the £4,000 mark for the first time ever according to recent research from Datamonitor. In February 2005 figures were published which showed that debt on personal loans, credit cards, finance deals and overdrafts amounted to £4004 per UK adult by the end of 2004. Credit borrowing it seems is still at a very strong level, despite last year’s interest rate rises and an uncertain housing market.
Borrowing on bad credit personal l…
Car Insurance. Bad Eyesight Threatens Your Insurance Cover.
If you have an accident and its found that youd failed to keep your car roadworthy, for example excessively worn tyres, and that was a contributory factor in the accident, your insurer will probably refuse to pay up. And the police may also show an interest too! Quite reasonable many of you will say. But what if its you thats un-roadworthy?
How many driving accidents are accompanied by the comment I didnt see the other vehicle? And what happens if the problem was yo…
What is Interest?
Unless you have a degree in finance, you probably don’t know all that you need to know in order to be an informed, responsible credit card user. Now you don’t need to be a finance expert to comprehend the basics covered in this article, but after reading it, you might feel like one the next time the subject comes up with your co-workers, friends, or family.