One thing that you should look at before remortgaging is whether or not it is really right for you. There are a number of costs involved, such as legal fees and penalties for changing mortgages.
Fixed Rate Mortgage Advice
One of the most important decisions you will make in your financial life is which mortgage you should get. For many people, the option of a fixed rate mortgage seems appealing
Flexible Mortgage Guide
In todays ever-changing world, people need more and more flexibility when it comes to borrowing and mortgages. With this in mind, more and more lenders are offering what they term as flexible mortgages. However, the term flexible can mean a lot of different things.
What Are Bridging Loans?
If you are in the middle of moving house, and you have found the perfect new home but you cannot sell your current home, then you should think about getting a bridging loan to pay for the shortfall
Avoiding Mortgage Mistakes That Can Cost You Money
If you are aware of potential mistakes you can make then you will be better equipped to get the best deal for your needs. Here are the most common mortgage mistakes and how to avoid them
Get a Loan With a Poor Credit Rating
How do you go about obtaining a loan if you have a poor credit score? Is it even possible if you have declared bankruptcy? Well, the short answer is yes. It may be difficult however, so you should be ready to put up with a few rejections.
Adverse Credit Home Loan Tips
Before looking for a property you should find out more about securing an adverse credit home loan. It pays to know about how much you can borrow before house hunting, because otherwise you will face disappointment when you find the house of your dreams but you are unable to afford it.
Bankrupt! But Still Receiving Credit Card Offers
Those who have bad credit or who have recently filed for bankruptcy may be surprised to find that they are still receiving numerous credit card offers. This has become a well known issue, and it is apparent that banks either don’t know or don’t care that the people they are sending offers to already have bad credit.
Teaching Responsible Credit Card Use
It’s an unfortunate fact that most students never get formal lessons in managing their credit and debt. For many young people, their first brush with being responsible credit card users won’t come till they are in college – away from home and the guidance of mom and dad.
Saving Money Can Help You Avoid Bad Credit
One thing that many high schools today fail to teach students is finance management. Studies have shown that many students graduate from high school without knowing the basics of personal finance.
Overcome Your Bad Credit With These Tips
If you have bad credit, the first thing you will want to do is talk to a credit counselor. Many counselors understand that unforeseen problems like unemployment, medical issues, or other problems often take people by surprise.
Poor Credit History – Which Is Best, A Credit Card Or Personal Loan?
There was a time when poor credit meant you could kiss any chance of getting credit good-bye. Credit cards were extremely difficult to get if you had any kind of compromising information contained in your credit report.