Each year, a majority of students leaving college come home close to $20,000 in debt, not including the student loans. One of the main reasons students come home in debt is because of the majority of credit card offers on campus. Since credit cards arent a bad thing, it all comes down to the person that is in charge of using them.
With Student Credit Cards Try To Impress The Friends
Catch them young seems to be the mantra, and that is what credit cards the companies, which are in the business of issuing the credit cards, are doing. The companies have selected a new category of credit card users, the students, and they are issuing credit cards to them. These cards are called as Student credit cards. What is the need for a student credit card to be given to a student, you may ask? The students are being initiated into the wonder world of credit card, by gi…
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Trusting Your Kid With A Student Credit Card
As a parent, you want your children to be very responsible once they head off to college. Whether they are attending a local university or they are attending a college one thousand miles away, you truly care for them. When you think about your child going off to college, you tend to worry about their safety and financial status. You not only want your child to be safe but have enough money to get by each day.
Types Of Student Credit Cards
If youre new to the credit card world and you just started up college or youre just looking for that particular credit card, you may think at first that youre going to get a boring credit card that offers nothing for you. What youre going to find out is that there are a lot of credit cards out there designed for students that offer a lot of rewards and options.
Understanding Benefits And Dangers Of A Student Credit Card
The very idea of having a credit card yourself is enough a reason for sending shivers up you spine, let alone the thought of handing one over to your new college going son or daughter! You must have heard a lot from one group stating how beneficial having a credit card might prove to you and another group discouraging you to avail a credit card and stating its evils. The world of credit cards is undoubtedly filled with several hearsays and, to be honest, several may turn true…
The Scoop On Student Credit Cards
Student credit cards are cards issued to college students and they provide young adults with an opportunity to begin building a good credit history. College credit cards are often marketed on college campuses through free giveaway promotions. Students are typically rewarded with free merchandise such as t-shirts, frisbees, and more for filling out an application.
The Student Credit FAQ
Like any topic in life, there are so many questions that go unanswered. When you finally get the answers, it helps better understand the situation. To help better understand students and credit cards, we have compiled a list of a few of the top questions students have asked and put answers to them to help better your understanding.
The Benefits And Disadvantages Of Student Credit Cards
There are very few people who don’t have credit cards. Most people who are over the age of 18 can testify getting many unsolicited letters from dozens of credit card companies, each one promising to help you save money, if you would just get a credit card through them.
Student Credit Card Good Idea
Applying for your first credit card can be a fun and exciting time. This is the first step to adulthood. When you think of the word, credit card, you probably instantly think of trouble. This is because most Americans today dont know how to manage their money properly putting them in severe debt.
Students – What Credit Rewards Are For You?
If youre applying for your first credit card or youve possibly already have applied for one, you may have found that when you applied for your first credit card that you made the mistake of not doing your research. Just like a purchase, a credit card application is very similar, where if you dont do your research, you may not get what you wanted.
Students Be Careful With Credit
So, youre a student attending college, and youve been tempted by the idea of credit cards. Nothing unusual there, most of us from all walks of life have the same temptation. The difference for you the student is, as youre just starting out, the way you deal with credit now can affect you in many ways, for a long time into the future. In years to come you may need a mortgage, a car, etc, and establishing a good credit record now will be very useful. These days your credit h…