If you have a history of bad credit and are unable to obtain a mainstream credit card, then prepaid credit cards may be just the answer you are looking for.
Five Credit Building Tactics
If you are looking to apply for a credit card, than youll need to ensure that you have sufficient creditworthiness. In reality, this is no easy task so if you are having problems with this, the following 5 credit building tactics should help.
Five Credit Card Billing Problems and How to Fix Them
It goes without saying that your first and best defense against paying fraudulent or unfair charges on your credit card is knowing what your bill says! When you receive your credit card statement each month, sit down with it and check each item to make sure that you actually DID purchase it. If you do run into inaccuracies or problems, there are procedures to follow to report and deal with the charges.
Guide To The Right Credit Card
Its everywhere you want to be. For everything else, theres MasterCard. Dont leave home without it. Credit cards are everywhere and their slogans make it clear. In the past decade, more and more companies have jumped on the credit card bandwagon to provide affinity credit cards, branded credit cards and credit cards that offer rewards for their use. You can get cash back, cash donated to your favorite charity, cash in on your credit spending with airline miles and tanks…
Credit Cards For Adverse Credit History
The credit card market is seeing a boom with numerous market players. It has created a kind of choice chaos or rather a clutter. It is important to differentiate between a good and a bad market offer. and ones that are specifically targeting people with a poor credit history.
Credit Cards For Adverse Credit History Applicants
The simple fact of life today is that in many situations credit cards are vital. It is extremely difficult to rent a car for instance if you do not have access to a credit card in your own name. This is why more and more people are seeking to get credit cards, even when they have poor credit histories.
Credit Card Debt Prevention Is Better Than Cure
If you have credit cards, but have not yet let your spending get out of hand, then now is the time to take stock of your position and make some decisions about your financial future. Ask yourself what do you want those credit cards for?
Credit Card Debt Some Remedies
If you have credit card debt, then dont just bury your head in the sand and hope it all takes care of itself. If you do this, the problem will only get worse.
Bad Credit : Understanding The Basics
Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for determining the credit activities of consumers. However, this all changed when a company called the Fair Isaac Corporation designed a credit scoring system that is called the FICO score.
Adverse Credit Credit Cards
As their very name suggests, adverse credit credit cards are an option available to those who have a bad credit history and, thus, credit rating.
Adverse Credit We’ve All Heard Of It, But What Does It Mean?
If you’re one of those lucky people who have never missed a single credit card or loan repayment, then you don’t need to worry about the term adverse credit’. In this article, we are discussing the ins and outs of the term adverse credit’, something that describes people who have defaulted on credit repayments to a significant extent. The terms sub-prime and poor credit’ are also used to describe the same situation. What we are here to ascertain is: what do you have to do…
Adverse Credit When Is A Credit History Labelled As Being Adverse?
If you are a borrower with a history of unsatisfactory credit transactions, the lenders will describe your credit history as adverse. The expressions poor credit, bad credit and sub-prime all describe exactly the same situation. This leads to a number of questions; what credit information is collected about you, where does it come from and how bad must your credit history be for it to be labelled as adverse?
It’s the credit agencies like Equifax and Experian whi…