If you’re like many Americans, you may expect to enjoy a comfortable retirement, but you probably haven’t taken the actions needed to turn those hopes into reality.
Saving for Your Future
Saving money is the basis of building your financial future. However, many consumers are putting it off one more day. Those days turn quickly into years of lost money. Without savings, the chances of meeting long-term financial goals and achieving financial security are quite miniscule.
Spreading Your Investment And Savings Risks
The world stock markets are going through quite a turbulent period at present and on average around ten percent has been wiped off some of the leading markets over the last month. In this article I write about how on a personal note I try to save in a series of different financial products which helps me to spread the risk, including when we have these stock market falls.
The first rule of making a personal budget keep it simple
No-one likes to follow the rules, but to be successful when creating a personal budget, there is one simple rule to follow: Keep It Simple. This article describes how to create a very simple personal budget, which increases your chances of success.
Tips For Protecting And Restoring Your Identity
Modern technology has made lives easier, but it has also made it easier for thieves to commit what the U.S. Postal Service has called the fastest-growing crime in America–identity theft.
Tougher Bankruptcy Laws Take Effect October 2005
Heres a look into some of the major changes that will affect consumers choosing to file for bankruptcy after the new law goes into effect –
When Debt Collectors Cross the Line Bogus Threats & Illegal Collection Tactics
Discusses common threats and tactics used by debt collectors in violation of the Fair Debt Collection Practices Act. Encourages consumers to take action against collection harassment by filing formal complaints with state Attorneys General or the Federal Trade Commission.
Your Ticket To Financial Freedom
Now days it is nearly impossible today for the average family to thrive on a single income. However, the skyrocketing cost of child care makes it difficult for both parents to work. Fortunately, the internet has made making money online a suitable income option without the need for commuting or day care.
Making money online means much more than entering contests and sweepstakes; it is not uncommon to see a professional create a home business in computer programming, accoun…
Saving Money Around The House
You spend the most time there, so it makes sense that your house represents your largest expense. Whether it is the day to day upkeep, and operating expenses, repair projects, or the rent or mortgage payment, you allocate a big portion of your income to your home. Because you spend so much money on it, take advantage of the following tips to start trimming your budget.
If you want to possibly save hundreds of dollars a year on your electric bill, make sure that any new ap…
Steps To Get Your Financial House In Order
Managing your finances may be easier than you think. That’s because online banking offers the same services found at bricks-and-mortar institutions–plus many others.
The Four Golden Rules Of Personal Finance
Many successful people have mentors to guide them in learning the skills that lead to achievement, and Ill do my best to offer you some critical personal finance perspectives. They say that life is a school where you learn the lesson after the test. The same thing applies to money, but you cant go back in time to fix catastrophic financial mistakes that you have made over time. As long as you are alive, you are a player on the field of the money-game, and you need to know t…
Tips for Reducing Energy Costs
Future natural gas prices are expected to be higher, but demand will grow more slowly than in previous projections, according to the Energy Information Administration’s latest annual long-term forecast, the “Annual Energy Outlook 2006.”