Something that could be looked upon as both a good and bad point of having a prepaid debit card is that you are given no credit privileges. What this means is that you are only able to spend what is deposited on your card and nothing more than that.
Tips On Buying a House after Bankruptcy
Nowadays, people file for bankruptcy for a number of reasons. Some unexpected medical bills, the loss of a job or perhaps overwhelming debt can be some of the reasons for one to file for bankruptcy. One may then start thinking if it is possible to buy a home after bankruptcy.
US Banks Are In Trouble! Don’t let their mistakes affect your financial situation!
US commercial banks face enormous risks at this time due to their high concentration of real estate related risk. The lessons we can learn from them are applicable to our financial future as well.
Why do we need to invest?
Discusses why the world’s aging population impacts on the need for personal investments.
You’re Being Forced To Make Higher Payments
Consumers already burdened by higher energy costs are being saddled with another drain on their finances : higher minimum credit card payments.
The higher minimum credit card payments are the result of January 2003 guidelines issued by the Federal Reserve, the Federal Deposit Insurance Corp., the Office of the Comptroller of the Currency and the Office of Thrift Supervision. The Office of the Comptroller of the Currency, or OCC, regulates national banks and is concerned t…
Saving Money On Magazine Subscriptions
If you are interested in subscribing to a magazine or different magazines, you may be wondering how you can fit the costs of subscribing to a magazine or magazines into your overall budget. In this day and age, many people find it very difficult to make ends meet, to maintain a wise budget. They simply do not have a great deal of discretionary money to be used on such things as magazine subscriptions.
With that said, there are some ways in which you can save money on magaz…
Study Shows Americans Need to Get Financially Fit
Most Americans lack basic understanding when it comes to their credit score and personal finance, according to the results of a survey by consumer advocacy group Consumer Action and financial services provider Capital One.
The Importance Of Saving Money For The Future
Money in my opinion is not the most important thing in life, but it is nice to know that you have a certain amount of money, saved or invested, which you can use if needed. I actually think that health and happiness are the two most important things in life. Having this pool of money helps to keep me healthy and happy, as it means that I do not have to stress as much about the future.
Tips On Choosing A Financial Adviser
Most people would never consider installing a new transmission in their care by themselves. They don’t have the time or skills, so they hire a mechanic for peace of mind. Many of today’s investors take the same approach to investing and get expert advice from an experienced financial adviser.
Utilizing Your Financial Safety Net
A good place to put funds for infrequent payments or for possible emergencies is in a money market account where interest rates are most often higher than savings accounts and are more accessible. With a little self-discipline, you can give yourself some efficient financial security by enabling your money to work for you in several ways.
Why Gas Prices Go Up and Down
There are five primary factors that effect the price you pay for gas at the pump. Learn the truth about the five main factors that detemine how much your family pays for gas.
Forecasting the Future Value of Your Roth-IRA or Roth-401(k)
Forecasting the Future Value of Your Roth-IRA or Roth-401(k)
Curious about how much money you’ll accumulate in your Roth-IRA or Roth-401(k)? Just use Microsoft Excel to calculate a pretty good estimate says author and CPA Stephen L. Nelson.