Identity protection is key in maintaining your finances and credit. With these easy to follow tips you can learn how to stay ahead of the thieves.
How To Make Sure You Dont Fall For A Credit Card Scam
Credit card fraudsters are having to up their game and are becoming ever more ingenious with the scams they try to pull off. As a UK credit cardholder you need to staying on your toes and ahead of the game. You need to ensure you keep up to date with all the different types of credit card scams that fraudsters might try on you. In this regard we are fairly lucky in the UK in that most UK credit card frauds have been tried previously elsewhere, notably the Unites States.
Th…
Improve your credit score
What does Credit Score mean? A measure of credit risk calculated from a credit report using a standardized formula. Factors that can damage a credit score include late payments, absence of credit references, and unfavorable credit card use. Lenders may use a credit score to determine whether to provide a loan and what rate to charge.
How to choose a Credit Card
There are literally thousands of credit cards out there to choose from. You receive offers in the mail, in your email, over the phone, and on the websites you surf to on the Internet. We are inundated with credit offers, but are all credit card offers worth taking? The answer is a definite no. There are many things about accepting the offer of a credit card you need to know.
Credit Reports! When Youre Not Watching Your Credit, Who Is?
This may be old news, or this may be information that has just come to light for you, but your credit and consumer habits are being monitored, and unless you take some action to obtain the necessary credit reports, you more than likely dont know if youre credit worthy or not!
Are You Monitoring Your Credit?
If you are not monitoring your credit and your credit reports, you may be in for a big surprise.
Avoiding Credit Card Fraud
With all the horror stories that you may hear about identity theft, credit card fraud and security of your credit card, but what can you do to prevent becoming a victim.
How To Tell If Your Computer Has Been Infected With Spyware
Spyware is hidden programs that unbeknownst to you, download themselves into your operating system along with your intentional downloads. Mainly entering your computer via freeware and shareware, they can harm your PC as well as your personal life as they record your every movement on the computer in addition to sometimes having the ability to scan files in your hard drive. All of this secretly obtained information is reported back to the Spyware originator through the progra…
Protect Your Online Accounts from Phishing Scams
Phishing involves the sending of an e-mail falsely claiming to be from an established legitimate enterprise in an attempt to scam the user into surrendering private information that will be used for identity theft. The e-mail directs the user to visit a Web site where they are asked to update personal information, such as passwords and credit card, social security number, and bank account numbers.
Employers; Protect Your Employees Against Identity Theft
As more and more Americans are becoming victims of identity theft, many employers are increasing their level of security to protect their employees. A recent General Accounting Office report estimates that as many as 750,000 Americans are victims of identity theft every year. So, what can you do to protect your employees? Here are some ideas.
Employee files
HR (Human Resources) professionals will generally have a set of standard operating procedures when dealing with empl…
What Do You Do If Your Identity’s Been Stolen?
Do you have any unusual charges on your monthly credit card statement? Someone may be posing as you.
What Is Identity Theft And Can It Happen To You?
Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.