Credit monitoring services alert individuals to changes to their credit report instantly- either via email, text message on cell phones or by phone calls. Many people use credit monitoring services to help them keep an eye on their credit histories and to increase their ability to recognize a fraudulent activity.
Ten Ways to Fight Identity Theft
Identity theft is one of the fastest growing crimes and affects as many as 10% of us. Here are ten simple ways to avoid being a victim.
Credit Monitoring Services – Great tool for credit repair
A credit monitoring service is an annual membership service. This service typically gives you immediate access to your credit report from one or all 3 major credit bureaus. You will also receive access to your credit score. This could be the credit bureaus own score or possibly your FICO score. You may want to opt for a service that provides access to your FICO score. This is the score most lenders will use to determine whether to approve your application for a loan or credit card.
Credit Repair – Blueprint Part 1
Repairing your own credit is one of the best ways to get the job done right. First you will need to a copy of your credit report and credit score from each of the main credit bureaus. Once you know the damage, it’s time to devise a game plan to remove negative items and begin building new credit.
Identity Theft – Think You’re Not at Risk?
We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime – identity theft.
Identity Theft – When It Happens To You
Identity theft is no joke. Even though someone else has stolen your identity, the credit bureaus still mark you down as a bad risk. Its up to YOU to protect yourself from identity theft. Here are some tips on how you can do that!
Are You Monitoring Your Credit?
If you are not monitoring your credit and your credit reports, you may be in for a big surprise.