Like any topic in life, there are so many questions that go unanswered. When you finally get the answers, it helps better understand the situation. To help better understand students and credit cards, we have compiled a list of a few of the top questions students have asked and put answers to them to help better your understanding.
Students Spending During The Holidays
The holiday season can be a hard one, especially if youre a college student. First of all, you probably dont have the greatest job in the world, so youre not going to be able to spend a lot of gifts. Second of all, if you dont have enough money, you may resort to your credit card and this is where the big no-nos start.
Students Ways To Get Approved
Youre finally eighteen and youre ready to start adulthood and one of the perks of becoming an adult includes having a credit card. The main question that everyone always asks is How do I get a credit card when I dont even have credit? Well, the answer to this question is fairly simple; you begin with a first time credit card like a student credit card.
Student Loans For Those With Bad Credit
When it comes time for you to start college, you really do not want your bad credit to get in the way. The good news, too, is that it does not have to. You still have access to a number of loans – and at reasonable rates. Here is some information to tell you about what kind of student loans are available to you.
Picking And Choosing Student Credit Cards
Are you a concerned parent having a troubled time trying to decide whether or not to give your son or daughter the access to plastic money? Do you think perhaps son or daughter may not be able to manage their finance well? Well, you fears are not completely baseless. Plastic is a very important tool that you will need to youre your kids. But your kids are vulnerable to the threats of financial crashes owing to their inexperience in managing finance. Many financial companies …
Graduating From High School To College With Little Or No Financial Direction
This is the day that you have worked hard for, to graduate from high school. For some it was easy to get through high school and for others it was some hard work. Either way, more than likely you have been in school for twelve years and what one thing did you not learn? Money Management!
College Grads – Wave Goodbye To Credit Card Debt
As you leave college life behind, youre probably carrying a lot more around with you than just a shiny new diploma. If youre like most college grads, youre carrying the burden of credit card debtlots of it. In fact, the average college graduate leaves school with over $2,000 in credit card debt.
A Guide To Banking For Students
A bank serves as a financial institution, providing complex financial services, right from the maintenance of deposits to extending credit. A little guidance and initiative help students to improve their personal credit record.
A Guide To Paying Back A Student Loan
A borrower has certain responsibilities to take care of, once a loan is negotiated. In order to keep your loan in good standing, it is important to fulfill all your obligations. A lapse in making a single payment indicates delinquency. You could get into the default record if you continue to ignore your loan repayments. If you face any trouble in arranging funds for paying back your student loan, you need to contact the organization that provided the loan. There are chances t…
2 Types Of Graduate Loans
Normally, graduate students pay for tuition fee more than undergraduate. Therefore, the main purpose of graduate loans is to help fund their education. There are two venues in which graduate students can obtain graduate loans: the government and private entities, (who provide alternative graduate loans). Each of these is discussed in more detail below.
1. Government Graduate Loans
This type of loan is the same as undergraduate loan. The only difference is name. Like unde…
Cheap Car Insurance For Students – Is There Such A Thing?
Cheap car insurance is out there
My college days were laced with phone calls from the motor vehicle department reminding me of my many speeding tickets and moving violations. Although they never revoked my license I dont think a driving record can get much worse without losing your license altogether. A driving record like that along with being younger than 25 years of age and you are looking at some very expensive insurance rates. At one time I had fifteen tickets on my …
Teaching Responsible Credit Card Use
It’s an unfortunate fact that most students never get formal lessons in managing their credit and debt. For many young people, their first brush with being responsible credit card users won’t come till they are in college – away from home and the guidance of mom and dad.