Youre finally eighteen and youre ready to start adulthood and one of the perks of becoming an adult includes having a credit card. The main question that everyone always asks is How do I get a credit card when I dont even have credit? Well, the answer to this question is fairly simple; you begin with a first time credit card like a student credit card.
Picking And Choosing Student Credit Cards
Are you a concerned parent having a troubled time trying to decide whether or not to give your son or daughter the access to plastic money? Do you think perhaps son or daughter may not be able to manage their finance well? Well, you fears are not completely baseless. Plastic is a very important tool that you will need to youre your kids. But your kids are vulnerable to the threats of financial crashes owing to their inexperience in managing finance. Many financial companies …
Meeting Credit Card Requirements
Believe it or not, when you start your hunt for your first piece of plastic, its actually not as hard as you think. People often tend to think that getting your first credit card is really tough. After you read our quick list, youll realize that applying and getting approved isnt as hard as you think.
How Students Can Save Money
Just like senior citizens in todays world where they can save on just about any item everywhere, it doesnt mean that you, the college student can save on particular items as well. In fact, there are a lot of items out there that a college student may be unfamiliar with that he/she can get a discount on.
How Credit Card Companies Lure Students
If youve been to college before, youve seen the millions of ways students have been drawn in for a credit card application. The sad thing is though that a lot of these students dont necessarily realize what they are getting themselves into. We are going to break down some ways on how credit card companies lure in students so that you can avoid this situations.
Growing Up With Credit Cards
In todays technological era, its easy to pull out your credit card, swipe, and walk away. In fact, this is what the young American college crowd is growing up with is credit cards. If you remember only a few years ago, a lot of places werent too friendly with credit cards. In fact, you could walk into just about any fast food place and they wouldnt accept a credit card at all!
Establishing Credit Though Student Credit Cards
Many banks and companies which offer student credit cards require the student to have a co-signer as their form of collateral or insurance. The co-signer must sign off on the credit card. If for whatever reason the student cannot make his or her payments; it would then fall on the co-signer to make the payments. Normally, a guardian or parent is the co-signer. They give the credit card companies piece of mind, that even if the student does not follow through with paying for d…
Are Credit Cards A Big Danger?
Its that time of the season again, the fall, when you pack up juniors items and ship them off to college. You remember the days when you had to pack up your bags and attend college as well. As we all know, the older you get, the more you want to go back into your youth and change the things ways were. From saving your money to fixing those costly relationship mistakes, these were just a few things that many human beings would love to go back and change.
A Guide For Student Credit Cards
Oh, what a wonderful and terrifying time going off to college can be. Moving away from home and making it on your own is a huge step. You have taken all of the right classes to prepare you to succeed as a college student. But, you need the proper education outside the classroom in order to succeed. That includes knowing how to handle your student credit cards.
Advantages Of Applying Online
As a student looking for a credit card, everything is going to be foreign to you at first. Dont worry, it happens to all of us. The best thing about applying for a credit card online is that youre able to read all of the terms and conditions before applying without having someone breathing down your neck while getting that free t-shirt.
Want To Buy A Car After Graduation? Opt For Driver’s Edge Card For College Students
There are very few people who have not heard of Citibank. The renowned company serves and caters to the needs of frequent travelers, business personnel as well as students. The Citi Driver’s Edge Card for College Students is one such card that caters to the needs of students. The card is part of the Thank You Network.
Student Credit Card Debt – How To Avoid It And Tips On Managing It
As new students head off to university and college each year they are presented with many challenges. Meeting new friends, encountering new ideas, and managing new responsibilities. Of these, perhaps it is managing money that is the most important. As a new student you’ll find out pretty quick just how hard a weekend bender with the boys hits the pocket-book. So, once your head has cleared you may want to take a look at the following tips that can help any student manage thei…