It’s no secret why so many Americans are in debt up to their eyebrows. The moment a teenager reaches his or her eighteenth birthday; if not sooner, credit card companies begin sending offers for credit cards. Some of the offers are extremely tempting, screaming promotional and introductory rates of 0% for the first six months, or balance transfer rates designed to help you save money on existing debt. Many first time credit card users are not fully aware of the problems that…
Good FICO Credit Score? Tips To Getting The Most Out Of Your Home Mortgage Loan With Good Credit
Sometimes so much is talked about how to solve the problem of having bad credit, but what about when you have an excellent credit rating? Good credit is considered to be a credit score of 650 or higher. How can you get the best interest rate and loan terms to make your good credit history work for you? Even with excellent credit, you have to be careful not to get talked into a loan that may not be the best one you could qualify for.
Here are some tips to help you find the be…
Credit Counseling Agencies: Good Or Bad?
There are many different opinions from financial experts and consumers regarding the use of Credit Counseling Agencies in order to help get out of debt. Some will tell you it’s the best thing you can do for yourself when you’ve gotten into uncontrolled debt, while others will warn you to stay as far away from a credit counseling agency as possible. How can you make the decision whether or not to work with an agency or not?
Research
If you are considering signing with a …
A Crash Course On Credit Scores
Amazingly enough, someone’s life can be drastically affected by three numbers. Here’s a crash course on what they are and what consequences they can bring.
Refinancing Tips – Five Steps to a Speedy Loan for you
Many homeowners complain that, in these days of refinancing fever, customer service is sluggish, at best. Lenders don’t return phone calls or reply to emails, leaving consumers in limbo. Here are five things you can do to help grease the wheels before interest rates have another chance to rise.
How to overcome your Debt
I am sure you have by now read some articles talking about how debt consolidation companies actually make you pay more than your debts and how it is such a bad idea. Well let’s explore this quote and other similar sounding arguments. Well let’s consider what some good aspects are and what are some potential negative aspects of consolidating your debts. You may also be wondering about some of the do it yourself courses and the free debt consolidation methods out there. How do you really know what moves to make given your particular situation.