Its never easy to talk about credit. Not with friends, not with family, not online, and, most of all, not with myself. Yes, I let a monthly payment go by here and there. Ive maxed out my share of credit cards. Ive bought cars that I really couldnt afford. I ate out. A lot. At expensive restaurants. And I always ordered the lobster. I always knew, in the back of my head, that I was teetering on the brink of credit destruction. Yet I couldnt bring myself to admit that my c…
Credit Scoring For Beginners
When it comes right down to it, we are just a number. There used to be a time when people applying for a loan would be judged by the Three Cs; namely, Credit, Collateral, and Character. Yes, there was a time that you could get a loan just because the banker liked you.
Times have changed. With the age of technology, everything has become impersonal, including the lending business. The Three Cs have been reduced to one: Credit Score. Your best chances of obtaining a loan, …
Before You Buy
Buying a home when you have bad credit takes a little more work. Before you start looking for a home, figure out what you can realistically afford to pay per month. Check out the market in the area you want to buy. Find out what price houses are going for and what the payments are per month. Remember that you may end up paying a little more per month than someone with a conventional bank loan, so keep that in mind as you figure out what you can afford…
To Go or Not To Go for Virtual Tours?
Since the onset of web we have seen some web properties doing well sans all those graphics, whereas other are relying solely on graphical extravaganza, whether still graphics or animations. So it becomes necessary for you to decide Do You Really Need some Virtual Tour (360° Tour) add-ons for your site.
From For Sale to Sold!
Once you make the decision to put a property on the market, you want it to move as soon as possible. Here are some thoughts on going from for sale to sold.
The Housing Market Pitfalls and How I got Trapped.
Marcelo got trashed in the Real Estate game so you don’t have to.
Marketing Strategies: 3 Mistakes To Watch Out For When Asked, “So What Do You Do?”
OK, so youre standing in line in the supermarket, or youre in an elevator, or youre at a party, or youre in a networking group. Sooner or later, someone is going to say to you, So what do you do?. This is what you want, free publicity so to speak. However, how you handle this question could determine whether this person becomes a prospective client, a prospective referral source or just walks away.
This article exposes the 3 mistakes you could be making and why they …
Marketing Strategies: 3 Simple Steps To Creating Your Ideal Income
Are you interested in creating your ideal income this year? Are you tired of waiting for things to get better? Are you feeling like you have so much more potential than you are currently using?
Imagine for a moment reaching your ideal income this year. What would that look like and feel like? What would you be able to do that you cant do now?
Ask yourself what are the things you need to be doing right now to manifest that? Do you need to find a way to raise your motiva…
Marketing Strategies: 7 Tips To Becoming A Money Magnet
Did you know that most people block prosperity because of hidden beliefs about money? This article gives you seven tips to create yourself to be a money magnet.
Tip 1: Identify your Money Type
According to Deborah Price, author of Money Magic, we all identify with certain money archetypes. For example,when money issues come up, do you bury your head in the sand, like an ostrich? Then most likely your type is called The Innocent. If youre not The Innocent, you might b…
For Homebuyers, Pictures Tell a Thousand Words
This article describes digital photography techniques for taking pictures of home interiors and distributing the photos to real estate clients using email and web sites.
Investing the Profits from Your Home Based Business
How to take the profits generated from a successful home based business and invest them in real estate property for maximum income and gains.
Could Loss Mitigation Be The Career For You?
In the past couple of years foreclosures have become a hot issue within the real estate market and are definitely a business opportunity worth considering. Even with the growing numbers of foreclosures on the market today, there are really only two areas where a business opportunity exists. This is the perfect time for Realtors, Mortgage Loan Officers and Real Estate Appraisers to transition into a loss mitigation business.