In the past you could only get credit cards from a select number of banks and financial institutions. However, these days you can get credit cards from virtually anywhere, with one of the biggest rises being in retail store credit cards. These cards can seem attractive, especially if they come from a shop in which you make regular purchases. However, there are some downsides to these cards as well. If you are new to the world of store cards, then here is some advice to help y…
Should You Pay An Annual Fee?
If you have a credit card and pay an annual fee for the privilege, then perhaps you are paying too much for your card. Although there are some cards that give you a lot of benefits and so an annual fee is worthwhile, for most everyday cards there is no need to pay an annual fee. If you want to know if you should pay an annual fee or not, then here are some tips about credit card annual fees.
Should I Get ‘Gold’ Or ‘Platinum’?
Although some of the prestige of gold and platinum cards has disappeared over the last ten years or so, many people still feel that they have not ‘arrived’ until they get one of these cards. If you are looking into getting a gold or platinum card, then you should know about the benefits and drawbacks before you sign up for anything. Here are some tips to help you decide whether or not to get a gold or platinum card.
Pre-Application Tips For Credit Cards
For the most part, credit card applications are fairly identical in what they want to know about you and your finances. There may be some differences, depending on the company and the level of credit that you are seeking, but, in general, there are some things that all card issuers will want to know before they approve you for one of their credit cards.
Paying Late Can Really Cost You
Credit card companies across the board are beginning to impose higher fees for late payments. For some companies, higher late payment fees are just the beginning of what they can do to you when you drag your feet on paying them.
Mastercard And Visa Credit Cards: Should You Apply For Both?
MasterCard and Visa: theyre both household names in todays credit card world. In fact, MasterCard and Visa are so common that if youre shopping for a new card, it may be difficult to choose one over the other. Which one is more widely accepted? Which one has better benefits? Should you apply for both? Here are some points to consider while comparing MasterCard and Visa credit cards.
Ins And Outs Of Credit Card Pre-Approval
If you have a credit card, or even if you don’t, you have probably received a stack of credit card letters in the post, telling you that you are pre-approved’ for a great credit card deal. Although some of these credit card deals are genuine, many are not what they seem or are even complete scams. If you know want to make sure that you don’t fall victim to these poor deals, then here is some advice on the ins and outs of credit card pre-approval.
Keeping Track Of Credit Card Spending
Credit card spending can be hard to keep track off if you are not disciplined, but it is important to monitor your spending in order to stop yourself getting into huge debt. If you are having trouble keeping tracking of what you spend on your credit cards, then here are some useful tips to help you control your spending.
Keep Safe When Using Your Credit Card Online
If you shop online or use online banking, then you might be familiar with HTTPS protocols and the way that they help keep your information safe. However, if you are new to online shopping or banking, then you should know about HTTPS and how to make sure that your credit card details are safe when you purchase online. Here is some information about HTTPS and its uses.
Keep Your Precious Credit Rating Intact
It is often said that the most important possession a person is their reputation and good name. Your credit rating is attached to your name and follows you wherever you go in North America be it New York, Chicago, Edmonton Alberta or Vancouver Canada. A credit rating is like a mirror- wonderful to look at when clear, but not very helpful of useful is damaged or sullied.
How To Use A Business Credit Card
Do you need a business credit card? That is a very important question and one that business owners should consider seriously.
How To Use A Secured Credit Card
As mentioned in an early article, there are two types of credit cards: secured and unsecured. This article will explore some of the issues of secured credit cards.