The question is which credit cards are right for you. Not all credit cards are the same. Some have a fixed rate, which simply means the APR doesn’t change, or at least not that often. Most credit cards are open lines of credit, that you can use to make purchases. Most of them are unsecured, while a few are secured or prepaid. Prepaid credit cards are offered by a lot of major companies and act some what like a debit card, because you will need to open an account and your cred…
Making An Instant Online Credit Card Application
When we apply online for a credit card many of us are conscious of the security risks involved in offering our personal details over the internet. So just how safe is it to make that instant online credit card application?
Do You Qualify For A Low Interest Rate Credit Card?
Your credit rating is taken into consideration in just about any part of your personal life. From buying a house to getting insurance, your credit rating is important. By maintaining good credit, you can save money by getting lower rates on your home loan to a car loan. A good credit rating can even qualify you for a low interest rate credit card.
When you look at new credit card offers today, the majority of them give you a 0% APR introductory period, which is extended fr…
Cherish Your Credit Card
Does your spouse or partner ever complain about you spending too much money? Or perhaps you have more shoes, clothes or cosmetics than you could possibly ever wear? Maybe you have to own every new gadget before everyone else in your neighbourhood? If you answered yes to any of the above questions, you may well be an impulse spender and guilty of indulging yourself in a dangerous form of retail therapy…