The first step in choosing a credit card is thinking about how you will use it.
Closing Credit Card Accounts
Most experts advise consumers to avoid having too many credit card accounts. When you decide to open a new card because it has better rates, it is important to make sure you properly close your existing credit card.
Common Credit Card Terms
Whether you have a credit card or you are thinking of getting one, what ever is the type of credit card, there is a simple credit card jargon that you must be aware of.
Balance Transfer Disasters
There has been a rapid growth in the availability of zero per cent rates in the credit card industry. These have been caused by the combination of very low national interest rates, and the injection of fierce competition from American lenders such as Capital One
Banking With Bad Credit
If you have bad credit, then banking and using financial products can be hard. However, there are ways that you can bank with bad credit and still get the features that you want. Also, if you have good credit there are some actions you can take that will easily ruin your credit score and reduce your ability to get the deals that you want. Here is some advice on banking with bad credit, and how to make sure your credit rating isn’t affected by your banking decisions
Budgeting with Credit Cards
These days, with so much easy credit available it is very easy to let your finances and debts get a little out of hand. Pretty much every morning when you wake up and check your mail, you will be greeted by a plethora of junk mail
0% Credit Cards: Are They Worth It?
Credit card jumping has become a common practice. The term refers to the habit of moving debt balances from card to card to take advantage of preferential rates. But just how worthwhile is credit card jumping for consumers?
5 Basic Credit Card Safety Tips
Although they can be painful at times, life today without the ease of a credit card is no longer a reality. So, if you think you want a credit card, here are some essential factors youll need to consider when applying for a credit card.
Adverse Credit Credit Cards
As their very name suggests, adverse credit credit cards are an option available to those who have a bad credit history and, thus, credit rating.
American Express A Unique Type Of Credit Card
American Express, or AMEX, is one of the most recognisable names in the financial world.
Are You A Credit Card Tart?
Some people use the word tart as an insult; others as a bit of friendly banter. Either way, it’s not the sort of term you associate with financial matters, especially not with credit cards.
Are You Worried About Credit Card Debt
Properly every one of us has some sort of credit card debt, but when do we know that its spiralling out of control? Well one way is if youre pay more than 15% of your monthly salary to your credit card bills then start to worry