The most expedient and convenient way (but not necessarily the most effective as we shall see later) of reducing the interest on your card is to get balance transfer, which basically means paying off one card with another. Obviously you need another card to do this and there is really no objection to this (unless you simply must abuse it.) Of course cards with no annual fee are best, but even a small annual fee is okay when you’re saving more anyway. The number of card offers…
Commercial Real Estate Hard, Hard, Hard Money Loans
Financing for commercial real estate is a completely different game when compared to residential mortgage loans. It moves much faster and is much more flexible.
Paying Your Bills On Time
How many monthly bills do you get? You may have a mortgage bill, a car payment, heating, electricity, gas, telephone, television, and that doesnt even begin with your credit card and store card payments. The fact of the matter is that people today have more monthly commitments than ever before. And with all these various bills it is very easy to forget to pay one on time.
Then there is the wholly separate issue of whether or not you can afford all your bills. Sometimes w…
The Best Mortgage Deal Ever?
From a cursory survey of websites and brochures, youll see a myriad of different types of mortgage. The mortgages explored so far are a basic overview youll find any amount of types some combining several features and with added incentives to tempt you.
Mortgages. Exit Fees To Be Capped.
In the last 3 to 5 years we have seen rises of up to 450% in the exit fees charged by lenders when borrowers redeem their mortgage. But at last the Financial Services Authority (FSA) ha seen the light and is going to crackdown on these increases.
Lenders have been telling new borrowers about the exit fees currently charged, but the lender has retained the right to increase those charges at any time and without advising borrowers. This amounts to a free hand to increase the…
Basic Mortgage Terms
If it is your first time applying for a mortgage, there are a number of terms you should know. Educating yourself on the various mortgage terms you will run into will help you make better decisions when deciding which home you want to purchase
What Is The Truth About Advance-Fee Loan Scams?
Does it sound too good to be true? It probably is.
Why Did I Borrow From My Pension Plan?
Conventional wisdom says to never borrow from your 401(K) or other pension plan.
Are You Thinking About Refinancing Your Home?
With interest rates at the lowest in years, it may be time to consider refinancing your home.
Home Loans A Basic Introduction
The most popular method of financing a home purchase is with a mortgage. This is a loan that is secured over the home.
There are a number of different mortgage suppliers and you will have to shop around in order to get the best deal
Cost of Buying a New Car
One of lifes joys is buying a new car. The excitement of looking through those glossy brochures, choosing the brand, model, colour, plus the features is incredible. Ask most men and Im sure theyll tell you its one of the things they enjoy most in the world.
Avoid Predatory Lenders and Get a Good Home Loan
How to avoid predatory lenders and get a good home loan.