If your incoming credit card bills exceed your monthly pay, then it is time to consider a debt consolidation loan.
Credit Cards Celebrate 40th Anniversary
Thursday the 29th of June marked the 40th anniversary of the credit card in Britain.
Barclaycard launched its first card on June 29th 1966 to just over one million customers.
Today it can claim 11.2 million holders, contributing to the 32 million credit cards in use in the UK, with the average credit card carrier holding 2.4 cards.
However, whether the anniversary is cause for celebration or regret remains open to question, with many blaming credit cards for Britain’…
Credit Cards From Oil Companies Are No Bargain
The interest rates charged by oil companies on their gasoline credit cards are much higher than those charged by bankcards. You should use those instead.
Credit Cards: Frequently Asked Questions
What Are The Differences Between Unsecured And Secured Credit Cards?
CREDIT CARDS: Rules and Fees
Credit cards are unsecured loans that do not require you to pledge any assets, just your signature. Most consumers are not aware of the rules and regulations imposed by the issuer of a credit card. It is important that you understand the major points of the credit card you are applying for or currently have.
Credit Card Company Tricks
Credit card companies want to know what is in your wallet. No, not which card you carry, but how much money you have. That siphoning sound you hear is your hard earned money being extracted from your wallet by crafty creditors. Read on to learn how you can fight back!
Credit Card Debt Consolidation And The Middle Class Trap.
Credit card debt consolidation is something many of us will have done at least once or considered doing. The immediate advantage is to save money on interest rates by moving balances on to a loan which will charge a fixed rate of interest with fixed repayments.
The wise move to make then is to cut up your cards and then just pay off the loan. So how many people actually do that? Having a clear credit card in your wallet is too tempting a thing to have now you are under the…
Can You Negotiate with Your Credit Card Company?
If you have more credit card debt than you can handle, it may be possible to negotiate a deal with your credit card company.
Choose Your Credit Repair Company With Caution
Almost everyone has some kind of debt. Most people have credit cards, student loans, a mortgage, or car payments. Your timeliness in paying off these loans make up your credit history, something that people usually dont think about until its too late and you are declined on an application. Your credit history is an important tool in maintaining your financial stability, and can have a big impact on your way of life. Once your credit rating is listed as poor, you will have…
5 Steps To Credit Card Debt Reduction And Money Saving With A DIY System
Have you succumbed to the lure of credit cards and found yourself in a bit of a pickle because of it?
Pull up a chair and have a seat – Welcome to the ever growing club of consumer debt. Your biggest challenge now is to dig yourself out of this situation and avoid having to pay anyone to help you do it.
The options at this stage are usually as follow (depending on the level of credit card debt):
Consolidate into a loan.
Debt Management.
Bankruptcy.
Do Noth…
All About Credit Cards – Low interest credit cards
Many people in our modern society live from paycheck to paycheck. Most of them do not even see where the money they earn from a month long work goes a day after the payday.
Avoiding Bad Credit and Repair
Staying in contact with your payments each month can help you avoid bad credit. If you research the marketplace before coming to a purchasing decision, you are well on your way to avoiding bad credit and repair credit hassles.