You can lower credit card debt through a variety of options. Consolidating your debt into one loan can help lower interest rates and monthly payments. If you need additional help, you can use a debt management or debt negotiation company. Both offer programs to reduce your debt, helping you to get a handle on your credit.
Consolidating Credit Card Debt
The goal of consolidating credit card debt is to lower your interest rates. With lower rates, more of your payment can …