Small business owners now have a wide variety of credit cards to choose from, and it makes it difficult to choose the best one for your small business. As a small business owner, you will need to decide which features you think that the company will use most often, and if they are worth using and having, before applying to a card. Many of the credit card companies now offer many attractive tools that can and will help each small business owner in their everyday spending and t…
Flexible Spending Accounts (FSAs) Are An Easy Way To Lower Your Tax Bill
A flexible spending Account (FSA) is a way for you to put money aside tax free for important expenses. This can potentially save you hundreds of dollars in taxes. Put simply, an employer sets aside part of your earnings to pay for qualified expenses, and that process lowers the overall tax you owe at the end of the year.
FSA Debit Cards: Flexible Spending Accounts Made Easy
A flexible spending Account (FSA) is a way for you to put money aside tax free for important expenses. These accounts can potentially save you hundreds of dollars in taxes, but they often require a lot of paperwork so that you can prove you bought the “qualifying” product or service. FSA debit cards are relatively new to the market and make the process of having an FSA smoother and faster than it used to be. Now you can sit back and enjoy your lower tax bill without the hassl…
Credit Card Theft Hurts Retailers And Credit Card Consumers
Thanks to the zero liability policy offered by most credit card issuers, if your credit card is stolen youre typically only liable for a very small portion of the unauthorized purchases- if any. Even if a thief charges thousands of dollars on your credit card, a zero liability policy means you dont pay for it.
Credit Monitoring Services
Online credit monitoring services provide consumers with a suite of tools that help you to take proactive action in monitoring your credit report, while protecting your credit and identity information. Monitoring services notify you via email and/or wireless telephone instantly of any changes made to your credit report, which can help you identify fraudulent activity faster, and therefore minimize the negative impact it would have on your credit.
Credit Vs. Debit: Which Is Better?
Most people either personally own or at least know about credit cards. Credit cards are small, rectangular pieces of plastic that can be used to purchase items in stores and on the Internet in place of cash. All of the many different types of credit cards in existence come with very specific and individual credit terms and conditions that state when payments must be made on credit balances, how much interest must be paid on out-standing credit balances, and what will happen t…
Credit Card Processing Options For Home-based Business Owners
Are you the owner of a home based business that wants to be able to accept credit cards payments from clients or customers, without all the high fees that typically go along with it? Well, now you can thanks to e-commerce and the internet.
Choose The Very Best Credit Card For You
The question is which credit cards are right for you. Not all credit cards are the same. Some have a fixed rate, which simply means the APR doesn’t change, or at least not that often. Most credit cards are open lines of credit, that you can use to make purchases. Most of them are unsecured, while a few are secured or prepaid. Prepaid credit cards are offered by a lot of major companies and act some what like a debit card, because you will need to open an account and your cred…
Climbing Out From Holiday Credit Card Debt
Every year you plan to avoid the credit card fiasco, and even make a wholehearted attempt to purchase all of your holiday gifts with cash. If youre reading this article, chances are you ended up using your credit cards more than intended! Dont despair though; there are some tried and true methods of fixing your holiday credit card slump that you can put into action right away. Here are some strategies to climb out from underneath the holiday credit card slump- and help you …
7 Tips For Using Rewards Credit Cards
Rewards credit cards are designed to reward consumers for their loyalty by giving something back to the cardholder; various rewards programs exist including points, cash back, frequent flyer miles or merchandise. Rewards credit cards are constantly improving because it is how the credit card companies compete with one another to gain new customers and to keep the ones they have.
Affinity Credit Cards
For about twenty years, banks and financial institutions have figured out that appealing to peoples hearts is the way to get them to open their wallets. Affinity credit cards have a charity logo as well as the issuers logo; each time the card is used to make a payment, balance transfer or withdraw cash from an ATM, the bank donates a percentage of the amount of the transaction to the charity.
UK Consumers Regaining Control Of Runaway Levels Of Personal Debt
The UK in recent years has seen a massive growth in the levels of personal debt and thanks to increases in secured loans corresponding to a strengthening of the housing market; it does not appear to be slowing down. Recent figures from Creditaction show that since the end of 1993, when debt levels were around the £400bn level, they have now risen to an astounding £1148bn, and it is growing at a rate of 10.2% per annum, or £100bn over the last year alone.
Mortgage loans cu…