Buying a property usually means having a big mortgage, which will also mean having big debts, but it can also mean big savings.
Teaching Responsible Credit Card Use
It’s an unfortunate fact that most students never get formal lessons in managing their credit and debt. For many young people, their first brush with being responsible credit card users won’t come till they are in college – away from home and the guidance of mom and dad.
Online Credit Cards Finding Best Deals Available Online
If your credit cards are in of a spring clean then get yourself a better deal today, but what is the best way to go about it? In this article we shall endeavour to explain the primary points of interest when applying for a new credit card deal online.
Rewards or Cash Back Credit Card Choices
A very common question you hear asked these days is which is the better, cash back or rewards credit cards loyalty schemes.
Should You Sign Your Credit Card?
It sounds like a no-brainer. You receive your credit card in the mail, along with a note that tells you, among other things, to sign the back of your credit card immediately. Lately, people have seriously questioned this course of action, pointing out that if your card is stolen, a thief then has a perfect copy of your signature to duplicate. Instead, say many, in the space for your signature on a credit card, you should write ‘Ask for Photo I.D.’
Making Sense of Credit Card Fees
In addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of ‘fees’ associated with their use. Some fees are unavoidable with a particular card (like an annual fee or a program participation fee), while others are triggered by certain circumstances. The most common fees are listed below.
Five Credit Card Billing Problems and How to Fix Them
It goes without saying that your first and best defense against paying fraudulent or unfair charges on your credit card is knowing what your bill says! When you receive your credit card statement each month, sit down with it and check each item to make sure that you actually DID purchase it. If you do run into inaccuracies or problems, there are procedures to follow to report and deal with the charges.
Credit Card Incentives
Credit card companies want your business. After all, lending money to people is profitable. Besides the interest fees that you’ll be charged, the credit card company also collects a fee from merchants who accept their credit cards
Credit Cards and Their Alternatives
With so many different types of consumer credit cards available today it can sometimes be slightly overbearing determining which type of card you want or need.
Credit Cards For Adverse Credit History
The credit card market is seeing a boom with numerous market players. It has created a kind of choice chaos or rather a clutter. It is important to differentiate between a good and a bad market offer. and ones that are specifically targeting people with a poor credit history.
Credit Card FAQs
Article that answers some of the most common questions that have been submitted to the online credit card comparsison site, www.creditcards121.com.
Common Credit Card Terms
Whether you have a credit card or you are thinking of getting one, what ever is the type of credit card, there is a simple credit card jargon that you must be aware of.