Credit reports are used by financial companies to evaluate their customers for loans, mortgages, and other borrowings. They are also used by landlords, employers, and other interested parties to evaluate their clients. It is important to be aware of what is on your credit report so as not to face surprises in the future.
Credit scores, credit history & credit qualifications… is it really that complicated?
A credit score attempts to calculate the likelihood that a potential borrower will fail to repay a loan or other credit obligation satisfactorily over a specified period of time. Read further.
Divorce and CreditAre You Liable?
Getting a divorce can be painful for both parties and can be even more painful if you have joint credit cards.
Credit 101
Most financial advisors will tell you that it is never too early to build a good credit history, but its also never too late to start as well. This article explains what credit is and what it takes to achieve good credit history.
Credit Cards And Your Credit History
Credit Cards For Anybody?
Credit Cards are widespread all over the US as well as worldwide and are accepted Internationally as a very convenient mean of payment either in person at stores, via the phone and the Internet or on signed forms via the fax.
Does anybody can obtain this much quested plastic money?
Well, to answer that we would have to understand how this credit screening and rating system work and what are the qualifications to be approved.
Credit Histor…
Credit Cards For Anybody?
Credit Cards are widespread all over the US as well as worldwide and are accepted Internationally as a very convenient mean of payment either in person at stores, via the phone and the Internet or on signed forms via the fax.
Does anybody can obtain this much quested plastic money?
Beware of Scams When Repairing Your Credit
If you are in bad credit situation and are anxious in looking for a solution to rebuild your credit, then you may be tempted to answer an ad from a scam who can promise you an entirely new credit identity. Don’t be their victims, learn the sign of scams and beware of them.
Build Your Credit History with Student Credit Cards
There is no doubt that everyone realizes the need of getting a credit card to establish credit history. And college can be the right place to start. The sooner students learn how to be responsible for handling money, the better.
Choosing Your Next Credit Card
Many people who were once wary about using credit cards are now rushing to get credit from their company of choice. One reason for this is that many credit card companies nowadays are willing to give credit cards to almost everybody, even to people with bad credit. The companies are reasoning that they will make money from people who do not pay their bills on time as well as more responsible consumers, since the former tend to pay higher interest rates and late fees. There ar…
Anyone Can Qualify For A Major Credit Card
Is it really true that anyone can qualify for a major credit card?
A First Step To Initiate A Good Credit Rating
One of the first things young adults need to know when they’re just starting out on the road to the rest of their life, is how important it is to build and maintain good credit. In the world we live in today, your credit rating is the basis of how you are treated by the big businesses you will find you need to work and deal with in your day-to-day life.
It doesn’t matter if it’s renting an apartment, applying for insurance, a car loan, or even a credit card, your credit ra…
Three Steps to Starting Your New Business With a Clean Credit Score
Michael G. Peterson is the Vice President of American Credit Foundation, an IRS 501 (c)(3) non-profit consumer credit counseling organization that has assisted thousands of individuals and families with their financial situations through seminars, education, counseling services, and, debt management plans. For more information, and free consumer resources visit http://www.debtguru.com