Perhaps the biggest obstacle when it comes to lending is the issue of collateral. For those with no collateral, loan seeking can be a difficult course. Collateral is essentially some item of value that the loan can be secured against. This is most commonly a home or property, or a vehicle. Essentially, this minimizes the risk posed to the lender, since a lien is placed on the collateral. If the loan ends up defaulting, the loan institution can recover some if not all of their money by putting up the collateral for sale.
Home Equity Loan 101
Times are getting rough these days. Everyday, the saying the money does not grow on trees seems to increase in value. Countless of individuals have grown bankrupt despite the progress economists have been observing. As life continues its course, needs increase as the money required to fill such needs seem to deplete.
Margin Trading Dangers Highlighted by Real Cases
This article explains how margin trading of shares by company directors, executives and related parties creates major hidden risks for the private investor. Means of identifying and avoiding the dangers are suggesed.
Re-evaluating Surety Bond Underwriting
Surety bonds are suppose to be underwritten with a 0% loss ratio. There are no funds for claims built into the premium of traditionally underwritten surety bonds. This standard is obviously impossible to achieve on a consistent basis.
Translating Company Collateral to PowerPoint
As a PowerPoint user, it is sometimes necessary to accurately translate a company’s marketing collateral to slide format. Learn some tips on moving copy effectively between the mediums.
New Business Names: Naming With A Story
Sometimes a company name communicates a message on its own, and sometimes the story underlying the name adds depth and distinction to that message.
Isis Group International, for instance, uses the name of an Egyptian goddess in a word combination that comes across well to the ear and looks great in an artfully designed arrangement of fonts, shapes and colors. (See the logo at www.isisgroupinternational.com.)
The tag line clarifies what the firm does: Training and Cons…