There are over two thousand life insurance companies offering over fifteen thousand different annuities, and they run the gamut from horrific (I wouldnt offer it to an enemy) to outstanding (I own it myself, and recommended it my parents). Lets look at how theyre paid and how that can create a conflict of interest that can leave you, the investor, with an inferior annuity and less retirement dollars.
Can Annuities Help You?
Are you confused about annuities? Not sure what they are and how they can benefit you? We introduce you to the annuity and show you why they may be of interest to you!
Annuities for Retirees: What to Consider Before You Invest
Investments called annuities are similar to traditional Individual Retirement Accounts and employer-sponsored 401(k) plans in that your money can grow tax-deferred until you withdraw it from your account. However, annuities are complex products and are not appropriate for everyone near or in retirement. Here’s an overview, including things to consider and questions to ask before you invest.
Annuities Q&A: Understanding Types Of Annuities
What types of annuities are available?
There are basically two types of annuities fixed and variable.
A fixed annuity earns an assured interest rate in a definite period of time. If the period of times expires, there will be a new interest rate for the next period.
Variable annuities have more funding options than fixed annuities since their performance depends on the option of investment of the principal and return vary.
What is a tax-deferred annuity?
Tax-d…
A Structured Settlement Annuity: Comparatively Speaking
So you think you can do better investing the lump sum payment yourself rather than relying on the structured settlement for steady, predicatable income? Take a look at how a structured settlement compares with one of the most popular investment vehicles.
A Structured Settlement Nightmare: Don’t Let This Happen To You.
Accidents happen everyday that change the course of the lives of the people involved. You may not be able to control actually being in an accident, but you can control how you financially prepare for life after the accident.
What Is An Annuity?
An annuity is a contract in which an insurance company makes
a series of income payments at regular intervals in return for
a premium or premiums you have paid. Annuities are most
often bought for future retirement income. Only an annuity
can pay an income that can be guaranteed to last as long as you
live.