All insurance contracts are governed by the concept of offer and acceptance. This requires you to fill the proposal form and send it to the insurance company. Sometimes you are also required to attach a check for the premium amount, with the proposal form.
Making Sense Of Those Car Insurance Policies And Terms
When it comes time to get auto insurance for your car, you will be faced with a number of decisions about the various types of available insurance. Basically, there are six different parts of an insurance policy. Some of them are mandatory when you purchase car insurance, and some may be optional. Here is a brief explanation of the different types.
What Is A Down Payment For A House
Listen to advertisements for mortgages and you will hear everything under the sun regarding terms. So, what exactly is a down payment for a house?
Final Walk-Through The Value of Your Contract
A walk-through is an important step in a real estate transaction. To get the most out of it, make sure you understand the terms of the purchase contract.
Basic Mortgage Terms
If it is your first time applying for a mortgage, there are a number of terms you should know. Educating yourself on the various mortgage terms you will run into will help you make better decisions when deciding which home you want to purchase
Final Walk-Through – The Value of Your Contract
A walk-through is an important step in a real estate transaction. To get the most out of it, make sure you understand the terms of the purchase contract.
What Do You Need To Know to Apply for a Credit Card?
All credit cards are not the same. You need to find one that matches you and your spending habits.
Credit – You Have The Right To…
Know your rights – your credit rights. There are laws to protect you – but – you have to know the law.
Credit Card Basics Understanding Five Main Credit Card Terms
Credit cards are easy, right? You have a credit limit. As long as your balance isn’t as high as your credit limit, you can pay for things with your credit card. When you pay for something with your credit card, you don’t have to pay for it until later. You pay interest on your credit card balance and as long as you don’t go over your credit limit, everything’s fine.
Well, not quite. Here are some of the most frequently asked questions about credit cards – and their answers…
Credit Card Interest Rates
If you are concerned about the credit card interest rates you are being offered, or any other terms or conditions that you feel are unfair or less favourable than those to which you are entitled to, you may wish to familiarise yourself with the Fair Credit Reporting Act or FCRA as it is abbreviated
Credit Card Rates
There are a number of factors that will effect the credit card rates you will be offered by credit card providers. Credit card providers never offer the same credit card interest rate to all of their customers
Avoiding Credit Card Penalties
It is a sad fact of life that credit card companies are very willing and fast to slap a penalty charge on your account for every mistake, delay and slip up you cause, immediately and without a second thought.