Obtaining a term life insurance policy without having to take a medical exam is an attainable goal. There are plenty of options available to you regarding no medical term life insurance; all it takes is knowing exactly where to look. Life is the most sacred thing we have, as well as being the most important to the loved ones around us. Commercial term life insurance companies offer several different kinds of term life insurance products in an attempt to better subsidize the l…
How Does No Medical Term Life Insurance Work?
You may actually find yourself pleasantly surprised when you first find out that every company that offers term life insurance is different. What this means is that there are term life insurance providers that require medical exams, and there are insurance providers offering no medical term life insurance, too. These term life insurance providers do not require a potential policyholder to undergo a medical examination of any kind in order to purchase the insurance that they n…
Guaranteed Issue Term Life Insurance
Have you ever been turned down for term life insurance coverage? Guaranteed issue term life insurance was created for those who have trouble obtaining basic term life insurance coverage. Guaranteed issue term life insurance is also known as a simplified issue policy. You are automatically accepted for coverage without being required to submit to a medical exam. In exchange for guaranteed coverage, you will be charged a higher term life insurance premium. The higher premiums…
Flexible Plan Of Group Term Life Insurance
Many small companies cannot afford to set up a group term life insurance benefit program for their employees. If you work for a small company that has a minimum of five employees and your employer does not currently have a basic group term life insurance plan or a voluntary supplemental term life program, you can sign up for Flexible Plan of Group Term Life Insurance policy.
Choosing Between Term And Universal Life Insurance
Surely anyone who has been in the market to purchase a life insurance policy has run into the confusing array of plans available. The following will give you a brief summary on two of the most popular life insurance coverage choices: Choosing between term or universal life.
Cancer Survivor Impaired Risk Term Life Insurance
Battling cancer on its own is an extremely trying event in anyones life and the lives of their families. If you had already owned a term life insurance policy before you developed cancer, you might have had the opportunity to use the accelerated death benefit to help offset the cost of your cancer treatments as well as other medical bills.