In the United States today, it can be argued that a persons most important asset, is their Credit Rating, more important even than their income. You might think that you dont need a good credit rating, as you are not contemplating large loans, but a credit rating affects many parts of life. Getting a new job, renting a new apartment, changing or getting a new mortgage, applying for a credit card all depend on your credit rating. That is why your credit rating is importa…
Are Payday Loans Right For You?
Americans have always been lectured on credit, especially the evils of credit. This lecturing is usually done by consumer groups, charitable organizations, banks and government agencies. Some of these groups are totally divorced from the everyday lives of normal Americans, while others are responsible for running up debts measured in billions of dollars. Sensible Americans have usually taken this advice with caution, and gone on to make informed decisions on their credit need…