Bank Manager: Good morning, how are you?
Customer: Fine thank you, yourself?
Bank Manager: I am very well, thank you. What can we do for you today?
Customer: I need a loan for my business.
Bank Manager: How much do you need?
Customer: Fifty thousand dollars.
Bank Manager: What do you need the money for?
Customer: I need to buy and equip two new vans and take on two extra employees.
Bank Manager: What fraction of the cost does this fifty thousand dollar…