Every dollar that passes through your hands offers you the choice of creating or destroying wealth for yourself.
Utilizing Your Financial Safety Net
A good place to put funds for infrequent payments or for possible emergencies is in a money market account where interest rates are most often higher than savings accounts and are more accessible. With a little self-discipline, you can give yourself some efficient financial security by enabling your money to work for you in several ways.
What If You Lose Your Job?
We should have some backup funds for emergency purpose. Nowadays Most of peoples financial situation doesnt even allow them to live for 1 single month if they lose their job. You may think this is not necessary, but wait till you get hit.
Should I Save Mad Money For A Rainy Day?
Having a mad money or emergency fund is a good idea is case you need access to money quickly. Learn tips on how you can go about saving towards a rainy day!
Banks, Loans & How To Save Big Bucks
When shopping around for a loan, whether it be auto, home or consolidation, most individuals turn toward banks for the money that they need. There are a number of factors that can determine how much, or how little, money you can save.
Creating Surplus Cash For Savings and Investments
Living below your means is more a matter of self-discipline. A few adjustments here and there could be all it takes to have the necessary funds available for saving and investing.
Curing Yourself from Leaky Wallet Syndrome
It only takes a single financial weakness to empty your bank account, and few people look hard enough to shore up their financial mindset.
Mortgage Investment and Interest Rates
Let’s begin with the premise that you are a homeowner, have a mortgage and have at least a small amount of money left each month to invest. Where do you invest it? You’ll want a safe investment that pays more than those bond funds. It would be nice if your investment compounded monthly. How about accessibility? Yeah, that’s very important. No problem.
Down Payments Get Creative
One of the biggest hurdles to buying a home is the down payment. Saving up a chunk of change can be difficult, so getting creative is a key.
Pay as You Go car insurance?
You are not using your car very much so why are you paying high premiums? With a pay as you drive auto insurance premiums you would be able to quite literally pay as you go.
Saving Money on Gas The Scoop on Products and Services
As gas prices skyrocket and are forecasted to continue doing so, saving money on your fuels costs is becoming very important. Here is what you really need to save a few bucks.
Don’t be Money Ignorant
There are some simple things that you have to know how to do. But it seems like no one ever sits down and teaches you. Balancing your checkbook, making wise financial decisions and handling debt are vital to your financial health.