Curious about how much money you’ll accumulate in your 401(k) account? Just use Microsoft Excel says author and CPA Stephen L. Nelson.
Forecasting the Future Value of Your IRA
Curious about how much money you’ll accumulate in your individual retirement account (IRA)? Just use Microsoft Excel to calculate a pretty good estimate says author and CPA Stephen L. Nelson.
How to transfer a retirement account
As you probably know, an individual retirement account requires that you decide where your money is going to be invested in order to work with the retirement account.
Im Too Young, Im Too Old, Im Almost Old Enough, Should I Have A Retirement Plan?
Provides tips and information on how you can go about planning for your retirement at almost any age.
I Want To Catch Up on My Retirement Planning What Should I Do?
Tips and information provided on catching up on saving for your retirement. Its never to late to start saving for retirement now!
The Advantages Of Reverse Mortgages
In recent years property values have soared, while investment returns have been modest. This has created a situation where a lot of seniors are finding themselves in the position of being house rich and cash poor. These cash strapped seniors are looking for ways to increase their retirement income while continuing to live in their homes. These retirees find that their options are limited, and in most cases require them to risk their home. Enter the reverse mortgage, which can…
Retirement Income Planning: Mutual Funds
Mutual funds are classified in three main categories that differ in regards to their risks, features and rewards. They are money market funds, bond funds, which also receive the name of fixed income and finally, stock funds, which are also called equity funds. Lets take a deeper look at each one of them.
Reverse Mortgages Funding Retirement
With people living longer and longer, funding retirement can become a stressful situation. Reverse mortgages can help home owners avoid worries about cash flow.
Is the Time Right for You to Re-mortgage?
Five reasons why you could benefit from a re-mortgage and how that benefit can be turned into a real profit for your future.
Should You Borrow From Your 401(K) Or TSP?
Anyone can take a loan from their retirement fund, but should you?
The 46.3% Marginal Bracket
Despite the new tax rate reductions of the Jobs and Growth Tax Relief Reconciliation Act of 2003, the top marginal tax bracket for many retirees is a whopping 46.3%. Why? Because Social Security benefits are subject to income tax. Those affected are Social Security recipients who have the good
The Hurrier I Go the Behinder I Get
When are Social Security checks potentially loans and not benefits? Why, when you have “excess earnings” of course. In today’s economy, many senior citizens still work during their “retirement” either because they want to or, all too often, because they must to make ends meet. Retirees who wa