If youre thinking of improving your home, investing in buy-to-let or holiday property or maybe consolidating your debts, youre probably thinking of re-mortgaging. If your current mortgage is now some years old, youre probably out of date on whats available. Forget the old one size fits all mortgages. Mortgages today are varied and theres probably one just waiting for you.
Re-Mortgaging Cost Cutters
It is a fact that if youve had a mortgage for a few years, youre likely to be paying more than you need to. Remaining loyal to your mortgage provider doesnt get you any rewards. Their outstanding offers are reserved for their new customers.
Re-Mortgaging Look Into It
Are you paying more than you need for your mortgage? If youve had a mortgage for a few years, do you know even what your interest rate is? Once the initial mortgage deal is done, you tend to forget about it. The payment goes out of your account with alarming regularity. If youre on your lenders standard variable rate, theres no doubt that you can save money by re-mortgaging.
Remortgaging: What Is It All About, Anyway?
Remortgaging is a fancy term. The fact is that a remortgage is the same thing as refinancing; it’s just a different term. Like with other jargon, there is some confusion about what it entails.
Residential Mortgages Can Be Compared Online
In order to find the best residential mortgage for your needs you should do a little homework beforehand and make sure you understand a little about them. When you know what you are looking for then it makes it easier to compare.
Monetarily Difficult Times Come To An End
Getting loans is no longer difficult for even people with adverse credit histories. Nowadays, more and more bad credit mortgages have emerged in the markets. Why are we seeing this change in the scene for mortgages? Maybe it is because there many people with bad credit that are now trying to avail of loans and mortgages. This is no longer the exclusive bastion of people with good credit. It must be for this reason that the system has changed. If someone wants to pledge his pr…
Mortgages. Home Condition Reports Will Not Be Mandatory
You may have heard about the introduction of the Home Information Packs starting in June 2006. One controversial part of the Pack was to be a Home Condition Report, a mandatory survey that the seller of the property would have to have carried out in order to sell the property. However, although the Packs are going ahead, the Home Condition Report wont be a compulsory part of it.
Mortgages. Pay Back Over 40 Years.
Mortgages are traditionally taken out over 25 years, 30 years at a push but house prices have got so high that many would be homeowners have found themselves completely unable to get on the property ladder.
Mortgages – Ad Infinitum
There are some exiting developments in the mortgage market with the birth of a new mortgage designed in order to allow home owners to pass on their mortgage debt in the event of their death. Whilst some people might think this is a rather odd thing to do, read on for the full story:-
Mortgages – An Important Date
A helpful reminder from your mortgage broker may be just what you need to save yourself a whole lot of trouble.
Mortgages – Short Term Memory
Do you, in common with millions of other home owners, have a short-term mortgage? If so, its very easy to set up the monthly repayment and then get involved with so many other aspects of your life that time slips away and before you know it, the two or three year period of your loan is coming to an end. Whilst many lenders write to their customers towards the end of the loan period, it isnt compulsory.
Mortgages Buy To Let A Wise Bet
Buy-to-let is often seen by private investors as an interesting alternative way to make their money grow. Certainly it offers the chance of double benefits for the owner. There is the income from letting the property and the hopeful increase in the value of the property.