If you are looking to apply for a credit card, than youll need to ensure that you have sufficient creditworthiness. In reality, this is no easy task so if you are having problems with this, the following 5 credit building tactics should help.
Guide To The Right Credit Card
Its everywhere you want to be. For everything else, theres MasterCard. Dont leave home without it. Credit cards are everywhere and their slogans make it clear. In the past decade, more and more companies have jumped on the credit card bandwagon to provide affinity credit cards, branded credit cards and credit cards that offer rewards for their use. You can get cash back, cash donated to your favorite charity, cash in on your credit spending with airline miles and tanks…
How College Students Can Avoid Having Bad Credit
As the cost of going to college continues to increase, many students make the mistake of taking on debt they can’t handle. They may choose to take out credit cards or student loans, and end up with a lifetime of bad credit.
How many Credit Cards do I need?
Using a credit card has become a very common way for a family to pay for the items it needs and wants. According to CardWeb.com, a firm that tracks the credit industry, the typical American family of four carries about $8,100 in installment debtmost of it in credit cards. At 18% interest, that costs them nearly $1,500 a year or $125 a month they cant spend or save for anything else.
How To Build Your Credit Card Credit History
Throughout your life youre the history of you credit repayment will follow you. Ensuring, therefore, that you have a good prior history of borrowing money is vital.
How to choose a Credit Card
There are literally thousands of credit cards out there to choose from. You receive offers in the mail, in your email, over the phone, and on the websites you surf to on the Internet. We are inundated with credit offers, but are all credit card offers worth taking? The answer is a definite no. There are many things about accepting the offer of a credit card you need to know.
Credit Bureau Basics
Credibility counts. And no one knows it better then the credit bureaus. These are the places where you can get a rating to certify your creditworthiness. And of course they charge you for it.
Credit Cards For Bad Credit Applications
If you have bad credit, you may be under the impression that you are not able to apply for a credit card. This article will give you tips onb how to find a credit card that you will be accepted for.
Credit Card Eligibility
Have you wondered how credit card eligibility is determined?
Curious whether youre eligible for a credit card?
It all has to do with your credit rating and credit score. Here we go with a quick tutorial on what constitutes credit-worthiness and how you can make sure that you are eligible for a credit card when you want one.
Credit Reports and Credit Scores
When you buy something on credit or have a credit card, the credit card company or store makes periodic rep…
Bad Credit : Understanding The Basics
Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for determining the credit activities of consumers. However, this all changed when a company called the Fair Isaac Corporation designed a credit scoring system that is called the FICO score.
Adverse Credit Credit Cards
As their very name suggests, adverse credit credit cards are an option available to those who have a bad credit history and, thus, credit rating.