One thing that many people opt for is a fee-paying credit card. This fee will be payable either annually or monthly, and you will have to pay it no matter how much or how little you use the card. Paying the fee will entitle you to certain benefits.
Credit Cards For Students The Pros And Cons
If you dont feel that a student card is right for you, then there are some alternatives. If you work part time then you might qualify for a regular card. Although they dont have some of the student benefits, you might get a lower interest rate and a better credit limit than with a student card.
Credit Card Bills Read Them Carefully
Many people fail to read the fine print when applying for credit cards. Even after they are approved, many people also fail to carefully read their statements.
Credit Card Foreign Transaction Fees
In the last few years, many credit card companies have begun charging foreign fees for purchases made with credit cards outside of the United States. Many customers have become frustrated, wondering why the banks and credit card companies would charge such fees.
Credit Card Insurance – What Do They All Do?
One of the major advertised benefits of applying for and having a credit card is the fact that they are accepted at millions of outlets all round the world. But, are there any major issues you need to be considering when using your credit for foreign purchases?
Credit Card Questions And Answers
When choosing a credit card you should ask yourself some questions.
Balance Transfer Disasters
There has been a rapid growth in the availability of zero per cent rates in the credit card industry. These have been caused by the combination of very low national interest rates, and the injection of fierce competition from American lenders such as Capital One
Be Smart and Repay Your Credit Cards Quickly
There are few things in life that can cause as much long term strain and pressure as financial worries. Especially if you have children or a family to support, you will be very aware that failing to keep on top of finances is not an option.
Be Smart With Your Credit Card Debt
You may have to tighten your belt in for a while but this will save you a lot of money in the long run. Yes we all need credit cards and if you use them properly they are fine
Avoiding Credit Card Fraud.
Credit card fraud is becoming more and more of a problem, and if you are not careful then you could lose money to fraudsters. If you are worried about fraud but are unsure how you can protect yourself and your credit cards, then this article could help you. Here are some useful tips and advice about how to protect yourself from credit card fraud:
Methods of fraud
The methods and types of fraud are increasing as criminals learn new techniques and get improved technology….
Avoiding Credit Card Scams
Although many credit card companies are perfectly honest, there are also many dishonest ones who want to rip you off. If you are unaware of the ways in which you can be conned or misled then you could end up losing a lot of money.