A structured settlement is an agreement by which a party that loses a personal injury lawsuit (the actual payor is usually an insurance company) agrees to pay the judgment to the winner using payments over a period of time rather than payment in lump sum. This future income stream can if desired sold to a third party in exchange for a lump sum payment. The typical procedure is as follows (details may vary according to state law):
Cash For Structured Settlements – The Smart Way
For most people when they buy a house it is considered their lifes largest deal. In some cases of structured settlements the compensation and financial considerations for a persons life duration and the total present value of the settlement can reach few millions of dollars. Therefore it is strongly advised to use professional services like annuity consultant and a lawyer specialized in this field in order for you to avoid painful costly mistakes. Here are some tips:
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Annuity Transfer – What Are The Risks
Many people who know in the back of their minds that they got the possibility to transform a monthly payment or annuity long term payments into a big lump sum and by that to relieve some temporarily financial problems, or need to buy a new car or a house or help their children and so forth are tempted to exercise this process into action.
Although it is a very natural feeling and sometimes even a real life need or deep inner quest for power and control, it is not in their …
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